224,914+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 224,914 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Scam artists. Sloppy ones, at that.
We were cautiously optimistic that the pet insurance we paid good money for would finally be useful when our pup was diagnosed with a soft-tissue sarcoma months after we started our coverage. But, like all insurance companies, Embrace did everything possible to avoid holding up their side of the deal. They denied our claim for surgery and treatment with a hollow and absolutely pathetic argument about their pre-existing conditions policy. Just understand that they will, without a doubt, weasel their way out of any obligation they have to cover your pet. And they’ll do it shamelessly, with the most mealy-mouthed legalese imaginable. Maybe the most pathetic thing about Embrace, though, is their utterly transparent lack of competence. While they deceitfully attempted to explain why they are denying our rightful claim to the coverage we paid for, they made blatant errors about the most basic facts of the case/claim (e.g., which side of the body the tumor was on, which anatomical space the tumor was on, etc.). Don’t make the same mistake we did buying Embrace pet insurance. You’re better off paying out of pocket from the start, since that’s what you’ll be doing anyway. P.S. If you have any doubts about the unethical nature of this company, just take a look at the comments they make on the negative reviews here. The feigned sincerity while they spit in your face is nauseating.
Insurer: Embrace
By: Ryan
Spot works great for us. Easy and reasonable claim filing…
Easy and reasonable claim filing process. Excellent progress tracking and communication.
Insurer: Spot
By: John Baker
Pet insurance you can trust
It’s been a year now having ASPCA insurance and I’m pretty happy with them. Anytime I’ve had to call in they are helpful and friendly. My reimbursements have come quicker…that’s a plus!!!
Insurer: ASPCA
By: V T
So easy!!!
So easy!!!! New pet owner trying to navigate insurance. Thank you! You were recommended by a friend
Insurer: Spot
By: Leah Meredith
I put in a claim and it was processed…
I put in a claim and it was processed it two day!
Insurer: Spot
By: TERRY ROY
The fast service service is fast and I can have a…
The service is fast and I can have a direct deposit to my bank without any issues I would recommend them to anyone
Insurer: Spot
By: John O'Steen
Highly recommended
Good coverage and very quick payments. I highly recommend spot insurance.
Insurer: Spot
By: VJ
Caution...
This company will call anything allergies. Beware. My doctors notes said nothing about allergies and only about skin lesions. They called everything pre existing from the visit ONE DAY before the two week waiting period ended. I have spent thousands to this company and even more in vet bills and never seen a dime back.
Insurer: Fetch Canada
By: R L
So happy I had pet insurance
So happy I had pet insurance! My dog ingested raisins and had a very expensive three day stay at the hospital. Spot covered my claim quickly!
Insurer: Spot
By: Madison Lawson