154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified September 11, 2024

Claim processing is very quick

I think the speediness of processing claims is excellent. I just feel like I’m paying way more in premiums than what I’m getting back, and I guess that’s a good thing because it means my dog is healthy. I’m just trying to decide if I want to keep this insurance or do some shopping for another

Insurer: Fetch

By: DEBBIE

September 11, 2024

My claim was completed on September 5th

My claim was completed on September 5th and I was told it would only take 1 to 2 business days to receive that reimbursement. Here it is September 11th and they cannot provide a confirmation number nor ensure me that the funds have been sent. I was instructed to call my bank. My bank mentioned that there was not anything pending from this company. I am getting the run around and still no explanation provided.

Insurer: Spot

By: Tonjiie Bee

September 11, 2024

Was not expecting to get the amount…

Was not expecting to get the amount back from the vet visit. However, I had to contact customer service regarding my check because I did not receive the initial check. I did receive the re-issued check without problem

Insurer: Pets Best

By: Dana Skidmore

Verified September 11, 2024

They continued to add more and more…

They continued to add more and more things to “what I need before they can offer a pay back”. I continued to send their new asked for information, but it took months and months for them to finally give me any money back. They were not helpful.

Insurer: Embrace

By: AT

Verified September 11, 2024

I was a little disappointed in Embrace…

I was a little disappointed in Embrace at first...It took them a little long to process my first claim with them but I kind of understand since it was the first one .. Basically they came through in the end so I would give them about three and a half stars, that's fair I think...

Insurer: Embrace

By: Harry Steagall

September 11, 2024

Grateful for the surgery insurance helps with.

Our dog suddenly lost control of his hind legs, so we rushed him to the emergency vet. We found the doctors treating Brambleberry to be professional, competent, and compassionate and are closely following their recommendations. The surgery came before the disk material, and the bleeding damaged the spinal cord. Doctors are saying he is healing rapidly, faster than the usual curve. We feel so fortunate to have Healthy Paws Insurance, which made it so much easier to afford this life-saving decision to have Brambleberry have the surgery. Filing claims was straightforward, and the payment was quick. He is well on the way to a full recovery.

Insurer: Healthy Paws

By: Patricia

Useful
September 11, 2024

Grateful we could afford to have this surgery

Our dog suddenly lost control of his hind legs and we rushed him to the emergency vet. We found the doctors treating Brambleberry to be professional, competent, and compassionate and are closely following their recommendations. The surgery came before the disk material and the hemorrhage damaged the spinal cord. Doctors are saying he is healing rapidly, faster than the usual curve. We feel so fortunate to have Healthy Paws Insurance, which made it so much easier to afford this life-saving decision to have Brambleberry have the surgery. Filing claims was simple and the payment quick.

Insurer: Healthy Paws

By: Patricia

Useful
September 11, 2024

Peanut's Care

I can not say enough of Metlife. They have always been there for my pet (unfortunately my baby passed away). I'm so sad.😔 Their staff members were always helpful. Reimbursement claims were taken care of in a timely manner. If I didn't have Metlife, I don't think I would have been able to obtain the care my baby needed. When, or if, we get another pet, I will definitely be reaching out to MetLife. Note, they even provided me with a Pet Grief group. Thank you, Metlife!

Insurer: MetLife

By: Gladys

Useful
September 11, 2024

Grateful for PHI Direct Pet Insurance

Customer Service awesome - Payment for coverage for TPLO was received within days of surgery. Process was painless and stress free. Communication via text and email was issued every step of the way. Would highly recommend this Pet Insurance. Rates are affordable. Five stars from this happy customer.

Insurer: PHI Direct

Veterinarian: Riverview Health Centre

By: Andrea

Useful
September 11, 2024

Stress Free Pet Insurance!

I have been with embrace for quite awhile now. They are quick with claims, responsive when I’ve needed help, and also it’s very easy to submit claims.. Makes having a pet with a chronic condition much easier to manage..

Insurer: Embrace

By: Krissie Finchum

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