154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,466 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,347 reviews

4.9
Healthy Paws

10,809 reviews

4.9
Fetch

27,512 reviews

4.9
Pets Best

14,179 reviews

4.9
Trupanion

63,031 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

September 13, 2024

Ease and Speed of Claim Process

The speed and ease of submitting a claim through your web site. Couldn't be better!

Insurer: Embrace

By: RICHARD DEAN

Verified September 13, 2024

Incredibly slow at claim reimbursements…

Incredibly slow at claim reimbursements however, the process is very easy with no hassle. Covered the accident for my dog with ease.

Insurer: Embrace

By: Lauren B

Verified September 13, 2024

I submitted a claim only a week ago…

I submitted a claim only a week ago from my fur baby's vet, and I received a direct deposit right away!! The service and claim process is so easy, and the communication is wonderful. I am so pleased that I chose Spot to be Bear's insurance company! Thank you so much.

Insurer: Spot

By: Nancy

Verified September 13, 2024

I don't like that you don't get option…cancel policy

I don't like that you don't get option to cancel policy. I should able to do this if I want.

Insurer: Spot

By: Nancy Dunn

Verified September 13, 2024

Probably the easiest fastest claims…

Probably the easiest fastest claims experience of my life.

Insurer: Embrace

By: Blake Balick-Schreiber

Verified September 13, 2024

It's pretty frustrating to work with…

It's pretty frustrating to work with Embrace. As soon as you suit the invoice, they send you a message saying they need the invoice. This time, between the vet hospital and me, we submitted the same invoice 5 times. Each time Embrace would send two messages simultaneously: that they had the invoice and that they needed the invoice. I emailed twice asking for guidance and just got a canned reply from a bot saying that they needed the invoice. The experience would be better if an actual person looked at the claim and communicated clearly about what was needed, rather than having multiple automated messages being sent simultaneously.

Insurer: Embrace

By: Joanne Wilkinson

September 13, 2024

Typical insurance company

Easy to sign up but during claims, adjusters are terrible at reviewing documentation but are good about trying to come up with excuses not to pay.

Insurer: Embrace

By: Adam Vargas

September 13, 2024

It takes FOREVER for a claim to process!

It takes FOREVER for a claim to process!

Insurer: Pets Best

By: Seashell

Verified September 13, 2024

Stephen was awesome

she answered my question about everything and was awesome

Insurer: Prudent Pet

By: Alexis Thompson

September 13, 2024

Fetch review with Amanda Mello

I am a previous petplan, now fetch, participant and I am very happy with the services that are provided. Even better was the experience that I was provided by Amanda Mello who answered all of my questions and provided excellent customer service. I would recommend Fetch to all pet owners. Thank you for the great service!

Insurer: Fetch

By: Orlando Marín

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