209,114+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 209,114 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

209,114 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Adoro

5 reviews

5.0
Embrace

19,723 reviews

4.9
Healthy Paws

10,997 reviews

4.9
Fetch

5,252 reviews

4.9
Trupanion

55,032 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified January 18, 2026

PROMPT PAYMENTS ON EXPENSIVE LABS AND SURGICAL TYPE PROCEDURES.

It is great to recover out of pocket expensives for emergency services so quickly! Thanks to Met Life .

Insurer: MetLife

By: K Dan Howington

Verified January 18, 2026

Alice was very helpful

Alice was very helpful. She answered all our questions.

Insurer: Prudent Pet

By: rllyerlagmail.com

Verified January 18, 2026

After my Boston Terrier became very…

After my Boston Terrier became very ill, a trip to the hospital was required. Then you have to pay before leaving the facility. You wonder how much your insurance is going to cover and will there be issues. After submitting the invoice, I was then required to provide SOAP notes (detailed medical chart) which I was unfamiliar but the hospital did provide. Once provided, MetLife paid 80% very quickly. The process was completed on line, no confusion, didn't have to talk to anyone and I had the money within a couple of days. Thanks MetLife!

Insurer: MetLife

By: Greg

Verified January 18, 2026

I was so happy to receive my…

I was so happy to receive my reimbursement before my credit card payment was due. It’s stressful dealing with your fur baby suddenly having an emergency but Spot was quick at processing and getting our money to us.

Insurer: Spot

By: Emily Veldman-Hagood

January 18, 2026

My dog is 9 yrs old

My dog is 9 yrs old, n we have had Embrace for about half of those. We went w embrace because they were highly ranked on Consumer Reports. Unfortunately their service n product did not live up to expectations! 2 accidents that our dog had, they argued were not covered. These were accidents that injured my dog but no they were not covered! Now they want to raise our costs by 70%!!! No, I am not paying for useless insurance!!! Good luck with all the other suckers!!!!

Insurer: Embrace

By: Christopher HENDERSON

Verified January 18, 2026

Once we signed up for immediate…

Once we signed up for immediate reimbursement (zelle) , Chubb's quickly and decently evaluated the vet's bill and then immediately made a fair payment. I hate the crazy monthly charge, but am sure glad we kept the insurance.

Insurer: Healthy Paws

By: Carol

Verified January 18, 2026

Good communication

Good communication. Responded timely to wellness claim.

Insurer: Spot

By: Kelly Werner

Verified January 18, 2026

Easily done

Everything was very easy,

Insurer: Fetch

By: Toni

Verified January 18, 2026

All my attention given to my girl

Working with the hospital/doctor takes all the responsibility off my shoulders. It is a most difficult time to begin with and I didn’t have to give my attention to anything but my loved 4 legged girl.

Insurer: Trupanion

By: Mrs Lewis

Verified January 18, 2026

You get what you pay for

You get what you pay for and my rescue, now 11 years old, deserves the best care that I can afford. Metlife offers an all encompassing program from prevention to treatment to saying goodbye for pets you love. I trusted them with my first service dog and I trust them with this one. I've had to increase the co-pay to afford the monthly payments this year, but I am still able to ensure the best care for my senior dog as she ages. The time lapse between filing a claim and getting reimbursed can be stressful on a tight budget, but for me it's worth it knowing my dog always gets the care she deserves.

Insurer: MetLife

By: Carolee

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