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Pet parents across the U.S. and Canada have left over 225,027 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Spot On! Review
Spot pet insurance for puppies paid about 50% of our first vet. visit for health wellness checkup. I'm in for 80% reimbursement, the extras went above the Spot limits on payments, so I need to check the limits and stay within them. Payment was in about a week after our visit to Vet. I do have a SERIOUS REQUEST FOR SPOT, though. Please find a way to allow us to send claims without needing a pdf-jpg change. I don't have computer, and converting on my Mobile is expensive, requires subscr. to computer for phones. Could you make a text message claim form link that can then be sent to you by phone text or email? A HUGE HELP if you could! Thank you. ( I'd give you five stars except for this problem! ) So far, so good...
Insurer: Spot
By: Andrea Fernbach
Best decision I could have made!
I am so thankful I chose Spot Pet Insurance! My cat swallowed a bunch of hair ties and needed emergency surgery to save her life. Surgery happened Thursday, claim was filed Saturday, and I received my reimbursement the following Wednesday. The process could not have been simpler and best of all, I was able to save our family pet without worrying about the cost!
Insurer: Spot
By: Jennifer Smith
100% Recommend
100% Recommend! I love Spot so much. I am so happy my puppy is covered through them
Insurer: Spot
By: Crystal Montoya
They just jacked up the premiums 33%…
They just jacked up the premiums 33% with no explanation or notice. I am ditching them. I found their claims requirements not very user friendly but this latest move is like a bait and switch.
Insurer: Embrace
By: Pamela Hudson
Painless claims experience
Surprised with the claims experience and how modern and seamless it was. Glad that I made the right decision going with Spot insurance.
Insurer: Spot
By: Dheren Jain
Still haven’t received reimbursement
Still haven’t received reimbursement
Insurer: Spot
By: Ana Fierros
BEWARE
Do not waste your time, energy or money with this scam company. They failed to cover anything whatsoever for the entire year that I paid them and blamed everything on my dogs "pre-existing skin allergies" to avoid covering. Now rates are about to increase again, id go with Trupanion instead! P.s. terrible communication within the company itself and no urgency at all to handle matters/claims timely.
Insurer: Embrace
By: Anthony
Spot pet insurance is so awesome
Spot pet insurance is so awesome. They make it is to turn in a claim. It doesn't take long for your claim to get approved and explained. I totally recommend Spot Pet Insurance.
Insurer: Spot
By: Carla Mutter,