224,945+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 224,945 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Seamless online submissions/reimbursement
Seamless online submissions and reimbursement direct deposited to my bank account within a couple of days. I really appreciate the ease of the process!
Insurer: Spot
By: Donna Champagne
Don't bother, save your money
Pointless. I had embrace for a year and every claim took at least 1 to 2 months to process, where it would be denied because of pre-existing conditions regardless of what the claim was for. My female dog's 7 different claims have been declined either because issues not covered outside of wellness, or because of her pre-existing condition of having had an ear infection 2 years ago. The most recent one being AN EAR INJURY being declined because of this ear infection from 2 years ago. That's like declining a claim for someone's broken wrist because they have psoriasis. My male dog, stung by a bee, scraped the skin on one of his toes, and pulled a muscle playing. The bee sting and muscle pull were declined stating that they were only covered under wellness plans, the skin scrape has been under review since March - I assume so they can figure out how to blame it on his one pre-existing condition of bad gums. Just another insurance scam company, they got a couple thousand dollars out of me and in return I got absolutely nothing. Don't bother with this company, put aside the money you were going to pay them into a long-term savings account. You'll save yourself some money and headaches. It's bad enough that insurance companies go above and beyond to screw over customers, it's absolutely vile that they'd do it to our pets too.
Insurer: Embrace
By: Sean R
Not impressed so far
I didn't have a great experience with the claim processing. It was hard to get all the medical records in and the submission process was handled in an automated way (i.e. lacking any personalization or sense that a person was on the other side).
Insurer: Figo
By: customer
This has been a great insurance and…
This has been a great insurance and quick payments once you provide records
Insurer: Fetch
By: Colleen Bartini
FAST
FAST - Once the Claim was submitted they sent a check within a couple days!
Insurer: Spot
By: Gustavo Medina
Efficient and helpful!
Lemonade has made claims for my Lexi simple and easy. I had my funds in less than 48 hours with no hassle. Easy to upload and someone there on the chat if need assistance. This is one of the best things I’ve done as a pet owner, to get Lexi and my bank account the coverage they need!
Insurer: Lemonade
By: Gina
We have had no claims
We have had no claims, but would like Figo to cover part of the annual physical.
Insurer: Figo
By: Bridgett’s Guardians
Did not cover costs like they claim
Dog had mammary tumors and had surgery to remove them the total bill was $2100 insurance covered $24. The company only paid partial of X-rays refused to pay anything on the tumor removal. I contacted the company got the usual sorry but we decided not to cover the cancer surgery with no further explanation
Insurer: ASPCA
By: Mark R Brown
Fast, Easy, Accurate
Spot insurance has amazing customer service, works fast and provide with reliable policy. Claims process takes 2-3 days, and it’s always easy and accurate!
Insurer: Spot
By: Natalya Dubrovina
Your app is easy to follow.
Your app is easy to follow. Never had an issue filing requests and always handled quickly. Always kept up to date on the process
Insurer: ManyPets
By: Tyler