224,945+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 224,945 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

224,945 total


Most selected providers in "July, 2026"

This chart shows the distribution of the most selected pet insurance providers in July, 2026.

Providers with highest rating

Embrace

20,008 reviews

4.9
Healthy Paws

11,406 reviews

4.9
Fetch

5,987 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,443 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

May 19, 2024

Healthy Paws - SImply fantastic

We've had Healthy Paws since we got TJ as a rescue and they've been simply fantastic. Unfortunately we've had to use their services far too often for TJ but each time their online claim service was super easy and efficient. I've set my payment option for direct deposit to my checking account and usually within three days of claim submission the payment is in my account. As with any pet insurance policy the rates do go up every year but I feel their annual monthly premium increase is quite reasonable and they never raise your rate other than the normal annual policy rate increase no matter how many claims you submit in my experience. The few times that I've needed to contact them by phone they've always been very efficient and helpful in resolving my issue. When originally shopping for pet insurance they had the best rates and coverage. They get ten stars in my opinion.

Insurer: Healthy Paws

By: Gary

Useful
May 19, 2024

Never again

March 2023. Spent 3 hours on phone with customer service to determine if this company was good for my pet. Went with them only to discover they promised the world and delivered an island when it came to paying on policies. May 2023 pet died due to cancer. Reason for non-payment was pet had "pre-existing condition" but never said what it was. Can't by law deny claim without listing condition. Refused to pay claim of over $900. That was for my pet who passed. Enrolled new pet in June 2023 - cat, 2 years, while waiting for payment from deceased kitty's visit to emergency hospital to find out what was wrong. On new pet they have decided not to cover his special food because of another "pre-existing" condition. How could I know of a pre-existing if I just got the kitty and issue didn't develop immediately? Last straw was they refused his dental cleaning expenses because according to them, "He had SOME tartar." If he is free from tartar for a year, they claim they will pay. When is a human or pet ever FREE from SOME tartar. Stay away. Just a scam! It was a vet who discovered their sneaky way of getting around paying claims.

Insurer: Embrace

By: Sharon

Useful
May 19, 2024

New to this company

New to this company, and so far no complaints My first claim submitted was completed in a couple days, and reimbursement was just as fast. +-

Insurer: Pets Best

By: Nancy

May 19, 2024

Easy to file claim.

Easy to file claim.

Insurer: Figo

By: Rio Rico

May 19, 2024

Prudent pet is such an amazing company

Prudent pet is such an amazing company. No hassle reimbursement, the adjusters reached out to me immediately when they had a question, they helped retrieve some of my cat’s records from a problematic vets office and I got reimbursed for my cat’s medical within 48 hours of filing a claim. The best part about it is, I did not even realize I had a policy during the time my cat got injured and I was still able to go back and file a claim! Awesome company for pet insurance! Highly recommend!

Insurer: Prudent Pet

By: Rebeca Khoury

May 19, 2024

PREMIUM INCREASE

I submitted no claims during the first year of coverage for my 4 year old German Shephard mix. The renewal premium increased by 32%.

Insurer: Figo

By: ZEUS

May 19, 2024

Thank you

Thank you for making the claims process simple and paying so quickly!

Insurer: Spot

By: Cynthia Dykhouse

May 19, 2024

The process is extremely easy and…

The process is extremely easy and customer service is very helpful.

Insurer: Embrace

By: Melanie Romalin

May 18, 2024

I found this email in my spam folder

I found this email in my spam folder. From year 1 to year 2, my rate increased nearly $200. I’ve made no claims. It’s a lot of money.

Insurer: Figo

By: customer

May 18, 2024

The submissions of claims was easy…

The submissions of claims was easy through their app. They paid promptly and I never had a problem with a claim. They paid 50 percent of the bills.

Insurer: Embrace

By: Joan S.

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