154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,145 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,308 reviews

4.9
Healthy Paws

10,743 reviews

4.9
Fetch

27,420 reviews

4.9
Trupanion

62,925 reviews

4.8
Nationwide

21,417 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

October 22, 2025

Think twice before getting a policy with this company

My issue started with my first claim. I've called in numerous times asking why I never received a refund. All of the necessary documents were uploaded. For some reason they keep asking for documents they already have. The rep's in the call center have confirmed numerous times all of required paperwork was received. Four months later and I still haven't received a refund. They asked me for medical records dating back to January 2025. My puppy was born in April of 2025. I will not renew my policy next year. Too bad I didn't read the reviews before taking out a policy with this company.

Insurer: ASPCA

By: Patricia Ann Jackson

October 22, 2025

Great service

Justin Worthington did a great job. He answered all my questions. He was very informative and professional. It was a great experience. I would recommend Fetch for you pet insurance needs.

Insurer: Fetch

By: Diane Braswell

Verified October 22, 2025

I wasn't sure that insurance was worth…

I wasn't sure that insurance was worth it but on the first visit I paid $249 Embrace reemburshed me $150 of that, which is great. They didn't give me more I guess due to the fact that one charge was a fecal test at $70 so its all good. I have 90% and $100 deductable.

Insurer: Embrace

By: Joseph Ricci

October 22, 2025

My friend told me great things about…

My friend told me great things about this insurance so I called to get information. Rebecca was very knowledgeable, listened to my questions and we signed up right away . Rebecca was extremely patient and friendly, which is rare these days.

Insurer: Prudent Pet

By: Pam Tadel

Verified October 22, 2025

Fast and easy website

Fast and easy website

Insurer: MetLife

By: Ruth Rosado

Verified October 22, 2025

Trupanion has been so helpful to us…

Trupanion has been so helpful to us with our black lab, Tebow, and his most recent health issues. Anytime we call, the Trupanion representative is friendly and kind. Thank you for helping us.

Insurer: Trupanion

By: Trish McMullin

October 22, 2025

Do not work with Lemonade

I adopted a rescue dog and immediately took her to the vet. She displayed some itchiness. The vet thought that it was caused by fleas/whatever she was exposed to as a stray. I got pet insurance a few weeks later and was a loyal customer with Lemonade for a year. ONE YEAR LATER, my dog had some stomach issues. She was given medicine and had a stool sample taken. The vet still doesn't know what caused it, but suspects an allergy to food. I sent in my first claim after a year of paying dues to Lemonade. They deny it. They say that since food allergy COULD be a potential diagnosis and since it has the word "allergy" in it, then it is a pre-existing condition, since itchiness from a year earlier COULD also retrospectively be caused by some sort of allergy. Absolutely unacceptable. I feel so powerless.

Insurer: Lemonade

By: Nell

Useful
Verified October 22, 2025

Spot on!

Love having Spot pet insurance. So easy to submit claims and quick reply from the amazing customer service team!

Insurer: Spot

By: Patricia van Essche

Verified October 22, 2025

Enrolling was seamless!

Enrolling was seamless!

Insurer: MetLife

By: PAMELA TAPP

October 22, 2025

Quick and transparent review and…

Quick and transparent review and payment of claims based on my policy. Very pleased so far.

Insurer: Figo

By: Carrie

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