220,795+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 220,795 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
220,795 total
What are you looking for?
Most selected providers in "May, 2026"
This chart shows the distribution of the most selected pet insurance providers in May, 2026.
Providers with highest rating
19,892 reviews
11,235 reviews
5,658 reviews
55,033 reviews
15,092 reviews
Category with most reviews
This chart shows the distribution of review categories.
Will deny claims without reason
A month after I enrolled in Embrace Pet Insurance, my 7 year old cat developed a cough, so I took her into the vet. The vet performed an x-ray and determined my cat had bronchitis and prescribed medication to treat it. They additionally performed blood work as it had been a while since checking her levels. In total, I had two separate vet bills totaling over $400. I submit two claims to Embrace, one for each invoice, and they were both denied on the reason my cat had a "pre-existing condition". The "condition" was the fact that she vomited 8 months prior to her vet visit (as cats tend to vomit), completely unrelated to the development of bronchitis. This vomit incident was included in the onboarding information Embrace received from my vet. I submit an appeal to the denial and they said after reaching out to my vet, they were declining my appeal. I spoke with my vet, who reported Embrace never reached out to them. They also provided a letter stating the one vomit incident months prior to the appointment had no bearing on the bronchitis diagnosis. My second claim was ALSO denied for the SAME reason. When I appealed it, they simply deleted the claim. I tried calling Embrace to speak with a human rather than the weeks long email process, but after being on hold for two hours I was disconnected. Do NOT interact with this company unless you are insuring a newborn pet. They will find any reason to deny your claims. They provided me with zero service after taking my money for months. They also will not allow you change any account information online, it must be done over the phone after you sit on hold for an egregious amount of time.
Insurer: Embrace
By: Brandon
Easy to use and understand.
Easy to use and understand.
Insurer: ManyPets
By: EK_
Fetch Pet makes it easy to put in a…
Fetch Pet makes it easy to put in a claim, it takes about a week to review and send you back money via direct deposit or by mail. All previous documents from pet dr. Need to be submitted prior to claims.
Insurer: Fetch
By: Joanna Borzumato
Easy claim submission & reimbursements.
Easy claim submission & reimbursements.
Insurer: Fetch
By: Savannah Fiato
Prompt service and claim payments.
Prompt service and claim payments.
Insurer: Pumpkin
By: Debra
The Embrace provides a good customer-oriented service
The Embrace provides a good customer-oriented service on an easiest way to do. Thanks for being love our pets same as we are!
Insurer: Embrace
By: Natalia Kulshan
best and easiest insurance as it get…
best and easiest insurance as it get always helpful, and not overpriced, get a quote on line and get coverage in minutes
Insurer: Sonnet
By: John Bryan
Fetch is so easy to work with
Fetch is so easy to work with! I submitted my claim and had the reimbursement funds in our checking account within a few days. I’m so grateful that we have Fetch Pet Insurance.
Insurer: Fetch
By: Felice Dennison
The ease and responsiveness of spot…
The ease and responsiveness of spot insurance is great
Insurer: Spot
By: Kevin Gaynor