154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified October 16, 2024

They covered my pets annual shots and…

They covered my pets annual shots and that makes me very happy 😊

Insurer: Spot

By: Kathy Rodgers

Verified October 16, 2024

Pumpkin Pet Insurance - Best decision EVER for our dood

Pumpkin Pet Insurance was a life saver when our dog was recently diagnosed with melanoma. They were great to deal with! It was so easy to submit a claim and the claims were processed quickly. They mailed our claim payment checks right to our house. It's so nice to know I can depend on them when our goldendoodle encounters any medical issues in the future!

Insurer: Pumpkin

By: Angela Bolds

Verified October 16, 2024

heard NOTHING about my claim

heard NOTHING about my claim. still waiting, and you want feedback!!!!

Insurer: Embrace

By: Mary Tyl

Verified October 16, 2024

If I could give you a zero I would

If I could give you a zero I would. We have PET ER paperwork showing our puppy contracted pneumonia during an accidental kennel experience where he inhaled water. One lung was completely full of fluid and it was a near death experience. They ruled it as a preexisting condition which is ridiculous! We pay for the 90% reimbursement plan and this was an ER visit with several days in the hospital. This was very expensive for us but we pay for the higher reimbursement to help for incidents like this. We’ve tried fighting the claim and have been denied multiple times. What a waste of money.

Insurer: Embrace

By: David and Carrie Smith

Verified October 16, 2024

"Efficient and thorough"

The claim processing time was fast and efficient.

Insurer: Embrace

By: Ingrid Aikman

Verified October 16, 2024

The claims process was super easy

The claims process was super easy. Customer service was responsive and kept me in the poop of progress, it was easy to follow the stages of the claims directly in my account. I am grateful I choose Embrace Pet Insurance for my pup.

Insurer: Embrace

By: Veronica

October 16, 2024

Despite my vet writing multiple…

Despite my vet writing multiple explanations as to why my pets illness is not the result of a preexisting condition, they won’t listen and the medical bills and time have dragged out. I am extremely disappointed in the criteria and disregard for literature surrounding the coverage decisions.

Insurer: Embrace

By: Paige

Verified October 16, 2024

Quick claim turn around

Quick claim turn around. Friendly service personnel. Everyone I have talked to can be understood and were very helpful and friendly.

Insurer: Spot

By: Craig Murdock

October 16, 2024

The premium increased almost 100%

The premium increased almost 100%, so I am not renewing.

Insurer: Embrace

By: Bonnita Kinion

Verified October 16, 2024

Very easy to submit claims

Very easy to submit claims. Fast processing. Only took 1 week to get my refund!

Insurer: Spot

By: Kari Miller

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