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Embrace Pet Insurance is a racket and a…
Embrace Pet Insurance is a racket and a scam. They will tell you pre-existing conditions might be covered in a year, to get you to buy their insurance. Then a year later they tell you it’s not. They will decide your pet has a pre-existing condition, not tell you about it, and then you will have to find out when you submit your claim and it is denied. They also classified a skin condition as pre-existing, and every other type of skin issue then fell under that label, even when they were different, Alopecia versus a scratch. This allowed them to deny all claims associated with my pet’s skin; no matter what it was. What a joke! Go somewhere else! This has been the biggest waste of my time and money! SCAM!!!!
Insurer: Embrace
By: Dissatisfied Customer
Update to my previous review!
I have left a review here about Sonnet before, but do so again because once again I had an issue and it was resolved within less than five minutes in a chat session with an agent. So that was great!
Insurer: Sonnet
By: MB
Not what I was expecting
I will need to talk to my rep as when I signed up at the shelter the reimbursement rate was 90%. Also, it looks like the allowable reimbursement for wellness is less than the premium.
Insurer: Fetch
By: Janis
Horrible conclusion
The lady from Texas that I talked to was so very sweet and helpful. I really appreciate how she explained everything. A couple hours after I talked to her my puppy found something on the floor and started choking and we had to do CPR and Mouth breathing for her on the way to the vet who is 5 mins away. She passed by the time we got there. I phoned this morning to report this horrible event and the lady was very nice and took Finn off our account. I know there will be an adjustment but right now I don't care. Jackie Olson,
Insurer: Prudent Pet
By: Jackie Olson
Mindy had a herniated disc a little…
Mindy had a herniated disc a little over a year ago and needed surgery. Figo paid 3/4 of my ten grand bill! Thank God I bought her pet insurance!
Insurer: Figo
By: customerSherrill Adamcik
Have never had a problem with using them
Have never had a problem with using them
Insurer: ManyPets
By: Paul Cornick
The company and the staff are…
The company and the staff are knowledgeable and caringl
Insurer: Pumpkin
By: Lisa Maitland
Wonderful staff
The staff is wonderful in explaining how the insurance works. Definitely going to encourage other pet parents to get their pets insured
Insurer: Prudent Pet
By: Challze Contreras
First Time Pet Insurance after years of pet adoption
This is the first time I have ever had pet insurance, and I did a lot of research before I chose Embrace insurance. I have had kitties for many years as my pets. At times I had to not take my pets in for exams due to financial balancing. I guess it all comes down to prioritizing the important things in life for anyone who makes the decision to adopt a pet. It's like not having health insurance for yourself, and not going to see the doctor because you cannot afford it. Ironically enough, I can afford pet insurance now that I am retired. When I was working, I had more financial obligations than I do now. Plus, pet insurance is not as expensive as I had been led to believe for many years. Now I even pay for a wellness plan so that for toenail trims and vaccinations for my kitty I am reimbursed 90% (you can choose what percentage you can afford). For me, it is worth it. I had to take my kitty, Buffie, who is 11 and a half years old, to urgent care about 10 days ago. It cost over $1000. However, she got excellent care, and although due to one of her diagnoses being a chronic one I was not reimbursed, at least half of the bill was reimbursed. Kind of like having dental insurance where the insurance will pay for half the cost of a crown, for instance. To me, it is worth it, and my kitty is better. The icing on the cake is the compassion and the passion of those who work for Embrace, which comes through in their communication with me. I cannot recommend Embrace pet insurance enough.
Insurer: Embrace
By: Barb