221,424+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 221,424 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

221,424 total


Most selected providers in "May, 2026"

This chart shows the distribution of the most selected pet insurance providers in May, 2026.

Providers with highest rating

Embrace

19,908 reviews

4.9
Healthy Paws

11,266 reviews

4.9
Fetch

5,702 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,135 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

June 02, 2024

Scam Scam Scam

Scam Scam Scam. The worst experience. I had for 3 years the premium. Never had any issue but that decode to increase 30% nea reason. So I showed around with Intact and got a home insurance quote for 60$ less .very happy. But guess what . Even if I canceled 1 month prior the renew .I got charged other full amounts. The bank agent advised me to stop by forcing payments and mark it as Scam. Neve shop from this company .the had office is in India too.

Insurer: Sonnet

By: Kondaj Manuela

June 02, 2024

Did not disappoint

Our baby girls leg accidentally slipped into a storm drain and fractured 2 bones. We had to go to the emergency vet and let’s just say it’s beyond costly. I was pleasantly surprised when I submitted the initial bill for nearly $1500 to find almost $1100 back in my pocket within 7-10 days. I’ve submitted 2 more bills $150 each and was reimbursed $118 each one week later!!! I’d never be without their insurance…. Thanks ASPCA!

Insurer: ASPCA

By: Christine

Useful
Verified June 02, 2024

Solid download it

Solid download it

Insurer: Spot

By: Anthony Narvaez

June 02, 2024

Scam.

Purchased insurance for my cats. Took them to the vet for illness. They claim 1 day decision time on claims. Took about 5 days. Bill was $284.90 with a $100 deductible with 90% reimbursement. Covered no part of the bill and even managed to claim that I didn't cover the deductible despite that the bill was nearly 3x the deductible. For my other cat, insurance was purchased around 10 months ago. Made a claim on it which surpassed the deductible. Still says $0 of the $100 deductible has been met. **In response to calling their customer service team, I have. They lied to me multiple times and made up lame reasons for declining coverage- somehow an examination fee (the fee the vet charges to examine the pet) is a "pre-existing condition"? I explained that to them but they continued to stay that is a pre-existing condition. Somehow a test that diagnoses them with a new condition that they never had is also categorized as a "pre-existing condition". I called her out on this. She hung up on me. Scam company. Only sign up for their coverage if you want to throw away your money.

Insurer: Spot

By: Aaaron

Verified June 02, 2024

They quickly reviewed & paid my claim

They quickly reviewed & paid my claim. It was a big hospital bill as we had to rush our dog to a 24/7 hospital on a weekend after she collapsed.

Insurer: Spot

By: Bob Klein

June 02, 2024

Received in formation and notice of…

Received in formation and notice of payment within 1 week of submitting. Both of our dogs have insurance through Pets Best. Process is efficient and fast. Thank you!!

Insurer: Pets Best

By: Kelly Nesbitt

Verified June 02, 2024

Just started

Just started with them but so far it has been easy and quick.

Insurer: Spot

By: Michele

Verified June 01, 2024

Prompt processing

I appreciate the easy electronic submission & then prompt review & payment. Thank you.

Insurer: Figo

By: Jane

Verified June 01, 2024

Enrolling in the pet insurance was very…

Enrolling in the pet insurance was very easy. A couple of months later, my dog had an incident with exposure to a toxic substance. I immediately took him to a pet emergency hospital and he was taken care of. Spot insurance processed my claim for reimbursement and received it with no questions and within a week. Thank you for making it easy to sign up and process a claim.

Insurer: Spot

By: Trish

Verified June 01, 2024

I give Embrace Pet Insurance Two Thumbs Up!

I was skeptical about getting pet insurance. Embrace has turned that around. I am pleased to how easy it is to submit a claim and the timely manner of their response to my claim. I highly recommend Embrace Pet Insurance.

Insurer: Embrace

By: Madeline Flores

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