221,653+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 221,653 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Claims are easy to submit and reviewed…
Claims are easy to submit and reviewed timely!
Insurer: Spot
By: Jasmine Miller
I always dread submitting insurance…
I always dread submitting insurance claims, but Spot Pet Insurance makes it so easy! The claims are processed quickly, and any reimbursements are received in a very timely manner. The EOBs are clear and easy to understand. I've been very happy with my Spot Pet Insurance experience.
Insurer: Spot
By: Lisa L.
It was easy and convenient
It was easy and convenient. Everything was self explanatory and step by step. They say it takes 2 weeks, but it wasn't near that long. All my friends are wanting this insurance now too.
Insurer: Fetch
By: Carol
Spot is super easy to work with and are…
Spot is super easy to work with and are very efficient at processing the claims and issuing out the refund
Insurer: Spot
By: hailie m
I have never had pet insurance before…
I have never had pet insurance before because I worked for a veterinarian and I decided to try spot. My dog met his $500 deductible quicker than I had hoped and then needed to have a mass removed from his toe and crypto orchid. Neuter was reimbursed $373 which covered the cost of the for the very rapidly hasslefree definitely recommend.
Insurer: Spot
By: Sandra Wiegman
Quick and easy!
Easy to submit the claim and it was processed very quickly! Definitely glad we have this service for our four legged family members
Insurer: Spot
By: Shannon W
Bogus claim denile
My dog had to spend 48 hours in an emergency vet due to eating a lot of carprofen (a pain killer) my claim was denied due to a pre-existing condition, a luxating patella (which is asymptomatic) they are saying that if he didn't have this luxating patella he wouldn't have had access to the medication. The shear fact that they are trying to deny the claim for a vet visit that saved his life where they were treating his kidneys, liver and stomach was denied because of an asymptomatic knee cap. The fact they are an insurance company trying their best not to provide the service that I paid for is unethical and they are grasping at strings to try and avoid paying out for his stay
Insurer: Embrace
By: Amanda Kidd
Worst pet insurance company
They refused to pay all your claims and find all the excuses to reject. Even with my policy clearly state wellness visit paid $20, but the company will find all excuses not paying. Last year my dog had a surgery, they refused all the claims. Ridiculous! Why do I pay health insurance to cover nothing?
Insurer: Figo
By: Pearl
Good timing and excellent response
A few minutes on hold to reach a representative during lunch time, not bad considering the hour, and then as soon as she picked up she resolved my request to update my new kitten’s name in seconds, very helpful and polite.
Insurer: Embrace
By: C. C.
Will Not Recognize Uploaded Documents for Claim Review
I have been trying for months for them to properly review my claim. I have all records uploaded on my account but they keep stating that I need to upload records. I have informed them multiple times via email that those are all the records for the time period they requested, I even took a screenshot of the downloaded file shown directly in the app where the record is uploaded AND attached the document in an email. To me, this seems like they do not wish to pay the over $1,800 bill. They have all of the information but are refusing to acknowledge it and refusing to believe me when I say those are the only records for the time they requested. STAY AWAY! They don't even list a phone number to try and contact them regarding these matters.
Insurer: Fetch Canada
By: Kris