224,903+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 224,903 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
224,903 total
What are you looking for?
Most selected providers in "June, 2026"
This chart shows the distribution of the most selected pet insurance providers in June, 2026.
Providers with highest rating
20,005 reviews
11,401 reviews
5,982 reviews
55,033 reviews
15,402 reviews
Category with most reviews
This chart shows the distribution of review categories.
This is a total scam
After paying hundreds of dollars for four months, all my claims were denied because of so-called pre-existing conditions that they only told me about after I had filed the claims. Pre-existing conditions according to them include diarrhea because he’d had it in prior months, so that wouldn’t be covered for the first year he was insured. This is a total scam: they should have reviewed my dog’s medical history when I first registered him & not take my money for months & then deny all my claims.
Insurer: Embrace
By: Isabel Lara
premium increases are entirely too high
While coverage is decent the premium increases are WOAH. I started out paying $45 a month and in 4 years I’m not paying more than double ($108/month). The rep and supervisor both just spouted out the same insurance propaganda without much to offer except to lower my plan to change my rate. After reviewing all of my options anything worth the change to save me more than $5 or so would dramatically reduce my coverage. I get it. Insurance companies have premiums. But a 35% increase in one year?? If my dog lives another 4 years I’ll be paying over $300 a month! Edit- clearly the commenter didn’t read my comment thoroughly at all. As they just reverberated the exact same answer the rep and supervisor did and didn’t read where I said I already went through all the options to change my plan around. The point of my post was a “buyer beware” that the rate of inflation is astronomical.
Insurer: Embrace
By: Lindsey Levine
I had a great experience speaking with…
I had a great experience speaking with josh. He answered all of my questions and concerns. Thank you Josh
Insurer: Fetch
By: Angela
Easy to enroll and easy to submit…
Easy to enroll and easy to submit claims and very responsive
Insurer: Spot
By: Judith Galvan
Awful customer service (as in they…
Awful customer service (as in they don’t get back to you in a timely way) and they way they have “preexisting conditions” set up for someone that had adopted a pet isnt conducive of having me want to adopt another rescue animal from any shelter His so-called pre-existing condition was a wound from a horsefly or deerfly bite that got infected… To me that is not pre-existing unless this dog was brought up on a farm somewhere, and not knowing his history that did not work in my favor A 200.00 vet bill that was only having 26.00 coverd for a nail trimming 200.00 isnt going to Break the bank on their end considering how much I’m paying for “ Insurance “
Insurer: Embrace
By: Peter Alexander
I put in a claim yes it took a LONG…
I put in a claim yes it took a LONG time like everyone said. Then the claim was preexisting…. How is that proven? There was no record of a preexisting condition. So if you can’t prove something was preexisting, how do you deny a claim and say it was preexisting? If you want to try to claim that you should either require an exam before coverage can begin or change the waiting period or come up with a way to back a claim such as preexisting up. If you can’t then guess what you should do what you’re supposed to do.
Insurer: Embrace
By: Shayne Howe
The overall process was easy and Jeff…
The overall process was easy and Jeff our contact was very professional and explained the program very well.
Insurer: Embrace
By: Ron
Pet insurance.
I haven’t had to use the insurance yet. But have been told it was really good.
Insurer: ASPCA
By: Willa Burleson
Sonnet Insurance games Upfate
2nd UPDATE. The lady I finally spoke with, said she would look into my complaint. Said complaint was the deletion of fully comprehensive insurance on one of my vehicles. It's not rocket science. I had two cars covered. One was fully covered. However, both became one policy number. And my BMW was put into a lesser policy unilaterally without my consent. This is after a letter for me Sonnet stating that they would no longer cover vehicles in my area. Well....... I am still waiting to hear from this lady or Dinner. Again... All I hear is crickets. Thanks for the response. It seems typical that apologies are directed to "contact" problems. With no reference to the unprofessional website or the missing BMW policy both in active or past policy listings. I have asked in several media sites for someone to contact me. Nothing has happened, and phone number supplied has had a busy signal for the past 3 days. The Sonnet website is a nightmare. -----------------------------------+ I have placed an inquiry by phone and on Facebook. I have two cars. a BMW and a Jaguar. Sonnets website has always been a problem and last winter I cancelled the fully comprehensive on the Jaguar because its not a winter car for me. Later, I noticed my rate had gone down, and shortly after received a notification that Sonnet would no longer cover my area (Calgary, Alberta Canada). About a fortnight ago, we had a huge hailstorm and both cars were damaged. I called in a claim on my BMW and told that I did not have fully comprehensive coverage. I went in to the website to find only the Jaguar listed and the BMW missing from the policies page. Its quite obvious that Sonnet has removed the BMW unilaterally without my permission. This is after their letter of intent stating that they would not be covering my area anymore, and their promise to honor my coverages until the end of my term. I doubt my one year of coverage had expired as the Jaguar is still covered, and they did not inform me otherwise. A reputable company would not have done this. Logic dictates that they manipulated my policies. I wrote a report on Facebook and advised to call a number 1844 766 3684 which rings "Busy" every time I call it. I also asked that a representative call me asap. "Crickets"
Insurer: Sonnet
By: Terence Martinhttps://www.trustpilot.com/evaluate-
Absolutely Terrible
Absolutely, terrible. Do not recommend embrace at all. They took forever to respond or get through to then it was like they continuously looked for any reason they could not to cover something. When it was only a minimal charge at the most, and then they made me go. Other clinics and get documentation from where I had traveled, which was very difficult to do, and then when no diagnosis was given, they gave their own diagnosis, which am I opinion is very fraudulent if there is no condition. And there is no diagnosis. Then you can't just make one up out of the blue.
Insurer: Embrace
By: William Collins