221,891+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 221,891 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Diesel nose squamous cell carcinoma
Awesome experience with my 10 year old german shepherd. He was diagnosed with a nose tumor and embrace helped with covering it with no issues. Only thing is I would recommend getting more than you think you will need.
Insurer: Embrace
By: Erick Polaco
After a few bumpy roads at the…
After a few bumpy roads at the beginning (asking for several pieces of information such as dates before my pets were born or asking for items already provided) the last requests for claim reviews have been somewhat smooth. One pending claim at the moment asked me via email for my pet’s name, DOV, receipts and something else which was already provided. Not sure if the email is too generic without asking for detailed info., but suggesting here to be specific of the ask so I can best assist you with the process. Thank you.
Insurer: Fetch
By: Maria
Always helpful and understanding!!
Always helpful and understanding!!
Insurer: Spot
By: Lynda Conley
Breeze
Wonderful company to deal with. Fast response to claims. Thank you Embrace.
Insurer: Embrace
By: PATTI
The app is somewhat slow
The app is somewhat slow
Insurer: Embrace
By: Minwoo Song
I was very happy the first year having…
I was very happy the first year having this as my coverage was 100% after my deductible. My pup had a dental issue and it was expensive. However now I’m extremely disappointed that they’ve chosen no more 100% coverage. That’s what made them different and BETTER than the rest of pet insurances. Now they’re just like everyone else.
Insurer: ManyPets
By: Mary S
Inflexible and Misleading
Spot is....ok....if you're just looking for cheap pet insurance and hoping that not much really happens to your pet. It's all self-submit so you have to be diligent and it can be a hassle. The standard insurance is ok, however you can't change your reimbursement amount after you've started the plan, which means as vet costs rise over the period of your pets life you're reimbursements won't adjust with that. Additionally, the preventative plans are a scam. I was convinced by a customer service agent to add on the Gold Preventative plan this year and unless your dog is sick you really don't need any of those benefits, but if they are sick they won't actually reimburse you because it's a "preventative plan". For example, I took my in for a Wellness Exam that should receive a $50 reimbursement through the gold plan, but since the vet found something wrong with my dog during the exam I was told this is now considered an "illness" and wouldn't be eligible for the $50 reimbursement. Isn't catching an illness the whole point of a wellness exam?
Insurer: Spot
By: Marie
Every time I called with questions…
Every time I called with questions regarding my policy and claim process, the CSR representatives were kind, patient and very helpful. Gigi’s surgery didn’t go as planned and we have to go back for emergency care and Spot was again super helpful with the process.
Insurer: Spot
By: Kathy McMahan
Peace of mind
I wasn't sure what was wrong with my dog. She went from being happy, playful and active to lying on her dog bed, whining and unable to chase a ball. My vet felt that it was an ACL injury and lumbar strain, fortunately, she did not need surgery but was started on a series of anti-inflammatory medications and supplements which were more expensive than I expected. I was impressed that ASPCA covered her treatment and processed the claim so quickly. She is doing well and I was happy that I purchased this plan which provided peace of mind that I could provide the care that she needed.
Insurer: ASPCA
By: Lisa