154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified October 25, 2024

Spot insurance is Amazing

Spot insurance is Amazing! The app makes it so easy to file a claim effortlessly. Claims are very quickly processed and paid. Takes some of the stress off our pets accidents.

Insurer: Spot

By: Nicole Ramirez

Verified October 25, 2024

ASPCA is reliable trustworthy and has…

ASPCA is reliable trustworthy and has very clear policies. After six years I am still amazed at how supportive they continue to be, as my dog ages and his bills get bigger.

Insurer: ASPCA

By: Hermann

Verified October 25, 2024

If you do not have pet insurance...get…

If you do not have pet insurance...get SPOT today! The best insurance out there after doing days of research. Reimbursements are crazy quick!

Insurer: Spot

By: Monee Phillips

Verified October 25, 2024

Fast response

Fast response, fast proccess. They seem to go above and beyond. Great job.

Insurer: Embrace

By: Gary Lavenia

Verified October 25, 2024

Easy claim submission and fast…

Easy claim submission and fast reimbursement. They’ve been very easy to work with, especially with the unexpected illness expense we had with our pup.

Insurer: Spot

By: Kerri Swecker

October 25, 2024

Horrible experience

Horrible experience. Lost a lot of money that I can't afford due to their ridiculous pre-existing conditions policy. For example, I had a check-up scheduled for after the waiting period. During the check-up, I mentioned a couple of things off the top of my head such as i noticed increased thirst and guessed "a couple days ago" which was documented as a day before coverage went into effect. So, after waiting over 5 months, they come back and determine NOTHING in the check up was covered due to that. and EVERYTHING remotely related to everything at that visit was to be considered 'pre-existing'. Also, he had a slight yeast ear infection the month prior to coverage. He got a bacterial hot spot while at the beach 6 months later on his ruff area and this was considered pre-existing bc ear and his neck are both skin and no skin-related issues are to be covered bc of ear infection

Insurer: Embrace

By: KBrad

October 25, 2024

Awesome Customer Service!!

My cat is quite old and has kidney disease. She visits the doctor a couple times a week for fluids and takes several medications. She's doing really well, which helps, but what helps even more is that Embrace is reviewing and approving my invoices the SAME day I submit them, and the reimbursed funds are usually in my account the very next day. To me, this is INCREDIBLE customer service. I've been using Embrace for 20 years, and I've never had a problem.

Insurer: Embrace

By: Kirsten Fitos

October 25, 2024

Embrace for life

We have had Embrace for the life of our 15 year old cat and every claim we submit, gets paid promptly. Last quarterly blood test, checking on his thyroid and kidney disease, was submitted in the morning and approved by the afternoon; same day!! Not kidding!! If you believe in insurance for your pets, this pet owner highly recommends Embrace, 1000%!!

Insurer: Embrace

By: Arthur Migliore

October 25, 2024

A true scam

Updated Review: **Review Update with Response to Trupanion: We reached out to Trupanion, provided our membership numbers, and were informed that no further assistance could be offered. Unlike my home/auto insurance, which remains stable, this policy has shown unexpected rate increases** Original review: We had TWO insurance premiums for two dogs with Trupanion for three-five years, during which premiums have consistently increased by over $44 each year. Unfortunately, the reimbursement for claims has not met expectations. Second account we never utilize the insurance and premiums continued to rise in price each year by the same amount.

Insurer: Trupanion

By: Eclectic Pneuma

October 25, 2024

We have been very pleased with Embrace

We have been very pleased with Embrace. We’ve had quick responses and reimbursement. Vet charges have sky rocketing as vet practices have adjusted to their higher costs. Pet insurance is needed and this one does the job.

Insurer: Embrace

By: Jodi Lovell

Compare top pet insurance providers plans.