221,963+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 221,963 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Quick and Easy Claim Process and Reimbursement
The process for submitting a claim was so easy and the reimbursement showed up in my bank account in days! Very quick, easy, and hassle-free!
Insurer: Spot
By: Katie Wagner
I have had a couple cats insured with…
I have had a couple cats insured with Embrace insurance. I have been very happy with the outcome of my experiences. My most recent cat did not have any pre-existing conditions but in June I noticed that she was losing weight and not eating very much. I took her to the vet and the vet ran many tests over the next month and we still couldn't find out exactly what was making her lose weight but suspected it may be pancreatitis. We finally had to let her go on July 1st. The bills were over $4,000 and Embrace paid a Little over $3,800. I will not ensure any of my pets except with Embrace insurance.
Insurer: Embrace
By: Nola
Best Representative I've ever had the pleasure dealing with
The representative was extremely friendly. Very easy to talk to you. I got all my answers To all my questions. She was extremely relatable, and I would do business with her again.Anytime
Insurer: Prudent Pet
By: Rebecca Martinson
Highly recommend Spot ….
Whenever I call Spot Pet Insurance with any questions or concerns I am always greeted by a professional agent who is able to answer and assist. The claims I have submitted are processed quickly. I have peace of mind knowing that I can get medical help for my fur baby and I won’t have to go in debt. I highly recommend parents of puppies to get pet insurance because those little rascals love to eat everything they shouldn’t.
Insurer: Spot
By: Jeanmarie Gregg
Took a while but good reimbursement
The reimbursement was higher than I thought it would be but the process took a very long time.
Insurer: Embrace
By: Xiomara Fernandez
I had not filed a claim in quite a while
I had not filed a claim in quite a while, and their procedures had changed...for the better. I called and asked a BUNCH of questions. I was treated with courtesy and respect, and the CS representative not only answered all my questions, but provided answers to a few I hadn't thought of. I've been able to easily submit my claim online with no issues.
Insurer: Embrace
By: Joe C
Very expensive
Very expensive, no one picks up the phone. But Fetch has no problems with increasing each year! It's like I get slapped on the hand if I use the insurance. Policy raises up each year like $30-$40/per month. This recent past year, it went up $90/per month. I sent a letter and received no response. I feel like I will be forced to end the policy. I thought I was 'grandfathered' into a policy? What I paid from the beginning until now, is ridiculous! Noone will reach out to me in regard to this feedback just like I have not received a response from the 2 letters I sent and the multiple calls I made.
Insurer: Fetch
By: Stephanie Stabile
I have had 2 claims and it has been 60…
I have had 2 claims and it has been 60 days they are still not complete when they received the SOAP medical history still want place under precondition. I frustrated and thinking about look for another insurance. I max out my wellness plan but still there no pull down menu for illness to submit a claim. They didn't cover exam fees, prescription drugs, and lab test.
Insurer: Embrace
By: Sheila
Very satisfied
The people answering questions and concerns are very good. They listen, check on potential solutions and are quick with answers. Embrace has been very good for us and our sweet furbaby.
Insurer: Embrace
By: Kathy
How in the world is vomiting a…
How in the world is vomiting a pre-existing condition? Dogs vomit for 100s of reasons but because he threw up one time when he first came home, it relates to him getting a bowel obstruction & is therefore a pre-existing condition. Insane.
Insurer: Embrace
By: Allyson Kiser