154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified November 03, 2025

Trupanion acts quickly and fairly

Trupanion acts quickly and fairly

Insurer: Trupanion

By: Paul

Verified November 03, 2025

I love the insurance

I love the insurance, I submit a claims for my dog. But I feel like they need to improve who reviews the claims. I had to fight multiple times to make sure the claim was file properly.

Insurer: Trupanion

By: Marcio

Verified November 03, 2025

So stressful dealing with a sick pet to…

So stressful dealing with a sick pet to begin with. Then comes the big estimate...more stress and hard decisions. Trupanion gave me peace of mind to get the best treatment for my pet.

Insurer: Trupanion

By: Susan and Bob

Verified November 03, 2025

owner

it was great

Insurer: MetLife

By: Terrance White

Verified November 03, 2025

Very easy to use the app

It is very easy to submit claims and receive payment.

Insurer: MetLife

By: customer

Verified November 03, 2025

Very intuitive enrollment process

Extremely flexible options to keep my pup safe and protected.

Insurer: MetLife

By: Morgan Swain

Verified November 03, 2025

Excellent service

Very prompt responses and any questions are clearly communicated!

Insurer: Trupanion

By: Donna Nichols

Verified November 03, 2025

Good

Good. was very easy to get a policy for my pet.

Insurer: MetLife

By: Willnesia Sloan

Verified November 03, 2025

Quick click through

I was able to click through quickly and make my selections.

Insurer: MetLife

By: Diana Rivera

November 03, 2025

Very Disappointing Experience — Avoid

I purchased Lemonade Pet Insurance for peace of mind and support in case my cat ever needed urgent care. Unfortunately, when my cat, Mercy, recently developed an upper respiratory infection (URI), my claim was denied. Lemonade classified the condition as pre-existing because Mercy had similar symptoms about 10 months ago. Even though upper respiratory infections in cats are typically acute, not chronic, and can occur multiple times in their lifetime (similar to the flu in humans), Lemonade decided that any recurrence within 12 months is not covered. They denied coverage for this common, treatable condition by labeling it “pre-existing.” Their reasoning? Mercy had a URI more than ten months before the policy start date, and they require a full 12 months without any symptoms to consider a condition “cured.” This interpretation makes routine illnesses practically uninsurable. By their logic, if a cat gets a cold once, they can refuse coverage for any similar illness unless 12 months pass with zero related symptoms. That is simply not realistic for pets — and they know it. When I requested clarification, I received generic policy language instead of genuine review or support. The policy clearly prioritizes the company’s benefit over the animal’s wellbeing and the paying customer. I will not be renewing and do not recommend Lemonade Pet Insurance. Be cautious — their definition of “pre-existing condition” is extremely broad and can easily be used to deny legitimate claims for common, unrelated illnesses. Pets deserve better, and so do responsible pet owners.

Insurer: Lemonade

By: Anna

Useful

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