224,738+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 224,738 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Best pet insurance among the options
We just recently officially adopted another pug and needed to get our new little guy snipped and chipped. Embrace provides the best option for veterinary wellness coverage (if at all) on top of pet emergency health coverage. Going through USAA for my Embrace premium is definitely great benefit.
Insurer: Embrace
By: Mike A
Customer service.
Mike is the best. He explained explained everything to me.
Insurer: Prudent Pet
By: Patty Hobson
First Year with Embrace
This is the first year we've had Embrace coverage for our 2 cats. So far, so good! It's easy to file a claim & they pay quickly!
Insurer: Embrace
By: Karen
Absolutely horrible deceitful company
Absolutely horrible company. They denied 80% of my first claim. I specifically asked the salesperson about the claims they denied and she assured me they’d be covered. After my claims were denied, I spoke with Spot and said my sales rep specifically told me they were covered. The customer service rep said they’d send me a transcript of my sales call. A day later Spot called me and said they wouldn’t be sending me the transcript of the call they had previously offered. Awfully suspicious! Needless to say I’ve dropped my insurance with Spot and highly recommend everyone to stay away from Spot Insurance. Companies like Spot Insurance are what gives the insurance industry a bad name. If you want to pay a premium for insurance and have every claim declined, Spot Insurance is for you. I read other reviews after submitting my review and it’s remarkable how consistently deceitful Spot is! For example, all dogs have pre-existing ears/legs/… and as such Spot will find an excuse to consider any claim as pre-existing! Based on my experience, I agree with the review that states that the good reviews are fake. If you care about your pet and value your time and dollar, go with another provider, Spot is NOT for you!
Insurer: Spot
By: customer
Super fast reimbursement
My dog unexpectedly injured her knee and needed surgery. They paid us back so fast after we submitted the claim! We are sticking with them in the future as well!
Insurer: Figo
By: LeyaL
Horrible service
No return email, no phones answered only prompts telling you to use the web site. No customer service.
Insurer: Pets Best
By: BLANCHE
Quick turnaround on claims
Quick turnaround on claims. Great customer service.
Insurer: Pumpkin
By: Karen
Easy and Honest
Easy to submit claims and so far no disputes with claims.
Insurer: Spot
By: Ryan Munch