224,823+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 224,823 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

224,823 total


Most selected providers in "June, 2026"

This chart shows the distribution of the most selected pet insurance providers in June, 2026.

Providers with highest rating

Embrace

20,005 reviews

4.9
Healthy Paws

11,401 reviews

4.9
Fetch

5,982 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,400 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

November 01, 2024

Great customer service

Great service

Insurer: Spot

By: jess meyer

November 01, 2024

Filing the claim was easy

Filing the claim was easy, response was quick. Had no problems and claim was paid quickly. Did not need to follow up to get information about claim.

Insurer: Spot

By: Vickie Ballard

November 01, 2024

Very happy with this insurance

Very happy with this insurance. Well worth the money.

Insurer: Spot

By: Susan Justice

November 01, 2024

I cancelled and went to another…

I cancelled and went to another company. Embrace is difficult to deal with.

Insurer: Embrace

By: Michelle

November 01, 2024

Good options easy access on line and on…

Good options easy access on line and on the phone.

Insurer: Embrace

By: Gilda Culberson

November 01, 2024

Loopholes and unclear wording

They take advantage of pet owners looking for a little peace of mind for when their beloved animals need help and then will look for any reason to not pay. Do not waste your money.

Insurer: Embrace

By: Laura Wooding

November 01, 2024

These are the first claims we have had…

These are the first claims we have had for our 3 cats. Miranda helped me thru some of the IT questions and how and what was covered.

Insurer: Embrace

By: Robert Williams

November 01, 2024

SCAM ALERT

SCAM ALERT! No way to contact a human ~ denied an obviously allowable claim ~ had to go through bank to stop autopayments because there is no way to cancel on their website

Insurer: Pets Best

By: Wendy Werner

November 01, 2024

It won't pay your claims!

I bought insurance from Fetch a few years ago. At the time my monthly premium was about $30. It was all good till my cat got sick and I submitted claims. They increased my premium to $58 per month for the same coverage. But this was just the beginning! At my renewal date, they doubled my deductible amount and reduced my reimbursement rate for 20%! When I called the customer service, they said that is the only option they can offer! And since my cat is now sick and other insurance companies don't accept him, I'm stuck with Fetch. It's a terrible feeling when your fur baby gets sick and you have to not only deal with the stress of that but also all of the sudden your insurance company (Fetch) refuses to actually pay what you registered for and paid the premium for it for years!

Insurer: Fetch

By: Lily

Useful
November 01, 2024

Well worth the cost!

The company I work for offered Pet Insurance, but it was absolutely horrible. After taking our pet to the vet for the 1st time (She is a puppy, and this was her 1st visit), I submitted a claim, thinking it would go toward my deductible, but nothing was covered. I immediately started looking for a different pet insurance, found Spot via Google. My initial experience has been unbelievable. We took our puppy back in for a follow-up, and virtually everything was covered. I submitted a claim, thinking again it would go toward my deductible, but I'm thinking due to the fact all we did was preventative, we received a check that covered most of the visit. Completely different experience compared to the old pet insurance, where the visit didn't even go toward my deductible, and I'm only paying $10 more per month. Well worth the spend!

Insurer: Spot

By: Michael Palmer

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