223,999+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 223,999 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

223,999 total


Most selected providers in "June, 2026"

This chart shows the distribution of the most selected pet insurance providers in June, 2026.

Providers with highest rating

Embrace

19,970 reviews

4.9
Healthy Paws

11,371 reviews

4.9
Fetch

5,909 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,328 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

October 25, 2024

I’d love to give them a zero star

I’d love to give them a zero star. Already canceled my pet insurance with them. They will take any little note on your dogs history and turn it into a “pre exciting” condition so they don’t pay for anything. They have linked any little thing that they could to a note that one vet said 5 years ago and now no matter what happens to the dog they will link it to that and not pay for anything so really all they are doing is getting paid each month but not helping you when you need to claim something. So far I’ve seen three vets and non have said anything good about this company. Terrible experience please go somewhere else. Ask you vet for who they recommend and I bet you they will NEVER say embrace

Insurer: Embrace

By: Franklin Davila

October 25, 2024

Embrace Reimbursement program

I like this provider because: IN MY EXPERIENCE Most of the time the program or app is easy to use and understand. SERVICE DRAW BACKS or PROBLEMS: Reimbursements are sometimes slow from this provider.

Insurer: Embrace

By: LORI FEISTNER

Verified October 25, 2024

When the person called she explained it…

When the person called she explained it more to me and I felt more comfortable and understood the program more.

Insurer: Prudent Pet

By: christinahilkegmail.com

October 25, 2024

Stay away and do not go with this…

Stay away and do not go with this so-called online insurance policy. Poor customer service and management are not helpful, and you can not change your policy.

Insurer: Sonnet

By: Jahangir Kabir

Verified October 25, 2024

honest reliable company

honest reliable company, should have done this years ago

Insurer: Spot

By: Rob Merel

Verified October 25, 2024

With this claim it was paid quickly

With this claim it was paid quickly

Insurer: Fetch

By: Susan

October 25, 2024

Don’t waste your money, use SPOT!

If I could give zero stars I honestly would. The coverage for what you pay is TERRIBLE. I mostly cancelled because of the lack of regular vet visit and preexisting conditions coverage (which is standard for pet insurance), however, in the process I learned that for the SAME PRICE, I signed my two dogs up with Spot for DOUBLE the coverage for the SAME price as the bad coverage by Embrace. Don’t sign up for Pumpkin either, they’re sister companies. Spot is the way to go. I suggest reading other reviews! Also, the customer service rep was super nice until I canceled and then she was short and rude.

Insurer: Embrace

By: Megan Templet

Verified October 25, 2024

When your fur baby is sick the last…

When your fur baby is sick the last thing you want to stress about is the added cost. I submitted an easy online claim and was reimbursed quickly.

Insurer: Spot

By: Georgina Wiant

Verified October 25, 2024

THIS WAS MY 1ST CLAIM

THIS WAS MY 1ST CLAIM. EVERYTHING WAS MADE VERY SIMPLE AND EASY.

Insurer: Spot

By: DEBRA ROMANO

Verified October 25, 2024

Spot has been very responsive with…

Spot has been very responsive with claims. I do wish it was a little easier to navigate your personal coverage. I also wish there was a little more transparency about how to manage your plan. I'm always a little suspicious of anything that doesn't let you easily cancel or opt out. So far I've been satisfied, but if issues were present it seems like you would have to jump through hoops to address it.

Insurer: Spot

By: Rebecca Hoeschen

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