208,706+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,706 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,706 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,710 reviews

4.9
Healthy Paws

10,980 reviews

4.9
Fetch

5,226 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,824 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified January 30, 2026

I couldn’t be more happier to have…

I couldn’t be more happier to have Trupanion when it comes in those times at the vet!!!!

Insurer: Trupanion

By: Denise

January 30, 2026

“Pre-Existing Condition Applied Without Diagnostic Confirmation”

I am extremely disappointed with my experience with Trupanion after being a paying customer for four years. My dog, recently required dental surgery. The claim was denied based on a veterinary note from approximately four years ago that mentioned signs of periodontal disease. At that time, there was no comprehensive dental exam performed—no dental X-rays and no periodontal probing under general anesthesia—so there was no way to confirm a diagnosis. After the initial denial, I spoke directly with a Trupanion manager, who told me that if the veterinarian could confirm that what Beebop had four years ago was not related to his current condition, and provided a supporting letter after the final bill, Trupanion would pay for the surgery. I followed those instructions exactly. The veterinarian provided a letter clearly stating that, in their professional opinion,(which this letter was complete ignored) it could not be confidently stated that periodontal disease was a pre-existing condition, especially given the lack of proper diagnostics at that time. Despite this, the appeal was denied again. I find it very frustrating that after years of paying premiums on time, following every instruction given by Trupanion management, and providing professional veterinary documentation, the claim was still refused. This experience has caused significant stress at an already difficult time when my focus should have been on my dog’s health. Based on this experience, I no longer feel confident that this insurance provides the support it promises when it is actually needed.“Failing resolution, I am prepared to pursue this matter through the appropriate court, including Small Claims Court, as permitted under Canadian law.”

Insurer: Trupanion Canada

By: Gustavo Quiroga

Verified January 30, 2026

No hassle

No hassle, fast payouts

Insurer: Trupanion

By: Nicole

Verified January 30, 2026

Trupanion has been great

Trupanion has been great! They are quick to process claims and have answered all of my questions/concerns.

Insurer: Trupanion

By: Vicky

Verified January 30, 2026

It was very easy and very smooth.

It was very easy and very smooth.

Insurer: Nationwide

By: customer

Verified January 30, 2026

Always wonderful

Always wonderful

Insurer: Nationwide

By: customer

Verified January 30, 2026

I find Healthy Paws to be easy to use…

I find Healthy Paws to be easy to use when submitting a claim, quick in the response time from sending in the claim to receiving a reimbursement and it is a pleasure talking to a real person when I have a question,

Insurer: Healthy Paws

By: Denise Fields

Verified January 30, 2026

i like the service

i like the service, plus when you need help they help .

Insurer: Pumpkin

By: Raymond

Verified January 30, 2026

Helpful

How understanding and helpful the person that helped me was

Insurer: Trupanion

By: Kaylyn

Verified January 30, 2026

Emergency care for pets is very expensive.

Emergency care for pets is very expensive. It was so comforting to know that my kitty could get the best care and the majority of my bill was covered by Trupanion.

Insurer: Trupanion

By: Ellen

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