208,360+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,360 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,360 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,704 reviews

4.9
Healthy Paws

10,965 reviews

4.9
Fetch

5,209 reviews

4.9
Trupanion

58,979 reviews

4.9
Pets Best

14,630 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

March 11, 2026

I want to love Embrace…but I don’t.

I want to love Embrace, but the rates at which my pet insurance has increased over the last 6 years makes it an exceptionally poor investment. By all rights, I have had very few (and all rather low-cost) claims, but the annual rate has gone up over $2000 (yes, you read that right). Meanwhile, a quote on a new policy with Embrace would cut the cost by over $800 (with no exclusions / no pre-existing conditions). Yet, they refuse to provide continuity of coverage at the newer member rate. The long and short of it is, you’re penalized for staying with them over a long time, and their customer service, while wonderful, is not worth being taken advantage of as they bank on customer inertia and fear of switching to make $$ on our lovable furballs. Truly unfortunate. Save your $$ and go with another company that will provide comparable (or even better!) coverage at a more reasonable rate.

Insurer: Embrace

By: Angie L

Verified March 11, 2026

Very Easy Procedure

Great Coverage

Insurer: MetLife

By: Vince LaRosa

Verified March 11, 2026

Easy sign up

Just signed up. Process was easy. Have not used or submitted any claims

Insurer: Nationwide

By: Lillian

Verified March 11, 2026

Highly recommend

Very professional and didn't hassle me about getting my reimbursement

Insurer: Spot

By: Leisha Blake

Verified March 11, 2026

Great Service

Great service and fast claim process

Insurer: Spot

By: customer

Verified March 11, 2026

how easy the application was

how easy the application was

Insurer: Nationwide

By: customer

Verified March 11, 2026

APPROVAL FOR VET REIMBURSEMENT AND PAYMENT IS QUICKNESS

The prompt confirmation of staff that receives claims and sends confirmation email and the quick review TO REIMBURSE ME ASAP and APPROVAL for my pets expenses with doctors vets emergency visits.

Insurer: Spot

By: Nunziata Servodio

March 11, 2026

Unethical company

Premiums will more than double as pet gets older. My cat got diagnosed with a Heart murmur.. they doubled my premium the following renewal, then the following year they dropped my reimbursement and raised my deductible. So now that my cat has a condition, they find a way not to pay. And it’s too late to switch companies because now it’s a pre-existing condition.

Insurer: Healthy Paws

By: Danielle

Verified March 11, 2026

Quick and easy to file claims always…

Quick and easy to file claims always allows me to handle all my vet bills with ease !

Insurer: Spot

By: Trel M

Verified March 11, 2026

They a process my claim quickly and…

They a process my claim quickly and fairly

Insurer: Fetch

By: JustAnswer Customer

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