154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,679 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,318 reviews

4.9
Healthy Paws

10,767 reviews

4.9
Fetch

27,453 reviews

4.9
Pets Best

14,149 reviews

4.9
Trupanion

62,992 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

December 09, 2025

Amanda is truly amazing

Amanda is truly amazing! I have had Fetch for 4 years now and she helped me make changes and update my plan! Amanda was kind, resourceful and very pleasant to speak with, I almost switched carriers but i will be a Fetch customer for life. Thank you Amanda :)

Insurer: Fetch

By: rachel

Verified December 09, 2025

So fast to get a quote

So fast to get a quote. It's very hard to get reasonable insurance for an elderly dog. Wonderful experience.

Insurer: Nationwide

By: Melissa

Verified December 09, 2025

Speedy & excellent care !

Coco had a liver tumor that required a costly procedure ~ we were so relieved that healthy paws covered the surgery & paid us within days of filing our claim .

Insurer: Healthy Paws

By: Samm

Verified December 09, 2025

Delaney was very helpful

Delaney was very helpful. Let me know that my upload didn't go through and answered my questions.

Insurer: Prudent Pet

By: Melissa

December 09, 2025

Pets Best is a VERY GOOD insurance for…

Pets Best is a VERY GOOD insurance for pets. It was highly recommended by my Vet and have had great experiences with them. Fast accurate claims.

Insurer: Pets Best

By: Texas Dow Employee Credit Unio

Verified December 09, 2025

Healthy Paws was there when I needed…

Healthy Paws was there when I needed most... Thank you!

Insurer: Healthy Paws

By: Shaden’s mom

Verified December 09, 2025

I covered my 2 cats with healthy paws…

I covered my 2 cats with healthy paws when I first got them as kittens. Healthy Paws has always paid claims quickly and fairly. I’ve never had to fight them on anything. I dont know what I’d do without this coverage. It has been life saving or I should say kitty saving.

Insurer: Healthy Paws

By: Robin Gerber

December 09, 2025

I’ve been paying over $120/month for…

I regret ever choosing FIGO for my dog Loc. I pay over $100 per month, and every single claim is painfully slow. It takes weeks just to get a basic claim reviewed, and when I file an appeal, FIGO can take an entire month just to look at it — only to auto-deny without doing any real medical evaluation. My dog is medically fragile with anemia, immune suppression, cancer history, and severe GI malabsorption. His veterinarian prescribed these treatments as life-supportive care, not wellness supplements. FIGO even acknowledged in writing that they were part of his treatment plan. But instead of contacting the vet (whose information is clearly in the file), or asking for clarification, FIGO chose the fastest and laziest route: deny everything under “supplements” with zero effort. It feels like FIGO’s system is designed to delay, ignore, and deny, not to help sick pets. Meanwhile, other insurers like Lemonade DO reimburse medically necessary supportive therapy when prescribed for anemia, malabsorption, or cancer recovery. FIGO refuses all of it while happily taking over $100 of premium every month. Slow processing, terrible follow-through, no communication, no medical due diligence, and a denial rate that feels automatic. Choosing FIGO was a huge mistake — I only stayed because it was offered through Costco, and now I completely regret it. If your pet has any real medical needs, avoid FIGO at all costs.

Insurer: Figo

By: Ada Ng

December 09, 2025

Absolute scam paid the policy in full

Absolute scam paid the policy in full, Spot Pet did not pay any of our claims, all claims submitted multiple times by our local veterinary and complies with Spot Pet Policy. Filing in small claims court, absolutely a scam. Awful phone service, after many hours of calls and re submitting of all of the claims, the supervisor scheduled to call us on 11/28, no call no show. Stay far away from this company. SCAM !!!!!!!!!!!!!!!!!!

Insurer: Spot

By: Lenny Sabia

Verified December 09, 2025

Was easy to sign up for

Was easy to sign up for. Price was right. Now I will have to wait to find out how well their service is when the pet is in need of a Vet.

Insurer: Prudent Pet

By: olliegmail.com

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