223,704+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 223,704 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Fast, super easy and paid the full claim.
Fast, easy and paid in a week! This was my first claim submitted in the almost 5 years with Spot. I carry a high deductible (1000) and 80% co-insurance, so when my fur baby needed ortho surgery I knew this was going to be submitted. The invoices dated back almost a year as my Vet tried numerous things before deciding that surgery was the only option. No questions from Spot about that. I had a few that were beyond the 270 days, that was my fault, but I think if it relates to the exact same claim that 270 date thing should be adjusted. That is my only gripe, but it is in the contract. Overall very pleased with the easy process and payment direct to my back account. After time, this ortho surgery will not count as preexisting - big bonus there!!
Insurer: Spot
By: Jer H
I am very great full for spot insurance for handling the claim in few days
It was very painful to see my dog hit by a car. I am very greatfull to spot insurance for handling the claim in few days.
Insurer: Spot
By: Simon Sarkissian
Not So Good First Impression
So far, they’ve told me my application is in underwriting and charged my account but no email confirmation nor a way to register an account to get updates. I am hoping the rest of my experience is a lot better than the first impression.
Insurer: Nationwide
By: Jameson
The claim process is easy and he…
The claim process is easy and he response time is quick
Insurer: Embrace
By: Stephen Stonehouse
Knowing that I can take Nicky to the vet
Knowing that I can take Nicky to the vet, for wellness and in emergencies is a great relief for me. With the vet prices rising like everything else Spot insurance is a great worry off my mind. Have only had great service with all areas of Spot!
Insurer: Spot
By: Kemberly Ragan
Very timely review of claims and no…
Very timely review of claims and no issues with getting our money for surgery.
Insurer: Spot
By: Artem Serganov
Spot Pet Insurance was there for me…
Spot Pet Insurance was there for me when my little girl, Cagney, passed away on Christmas Eve, 2024.
Insurer: Spot
By: John Camacho
DOES NOT PAY A DIME! THIS IS A COMPLETE SCAM!
DOES NOT PAY A DIME!!! I hv spent months tryn to get them to approve an estimate & pay the amount do for the covered vet visits! Calling weekly jumping through all their hoops. My claim has now been sitting in the claims department desk with everything they need for three months. I don’t know how this shows that they have such a high rating. They are by far the worst company I have ever dealt with they do not care about the animal one bit. They’ll tell you they’re thankful for your continued loyalty as a customer, but they’re just thankful you’re paying the payment while jumping through all their hoops so that they don’t have to pay anything.. I have spent hours on the phone with themover the last six months! it’s become like a part-time job I have finally given up. They finally wore me down. Please do yourself a favor and do not waste your time and your money with this company. It will only bring you heartache. My next step will be the BBB.
Insurer: ASPCA
By: mary brown
Great service
The service was very professional and very helpful. It was so nice to have such pleasant employees.
Insurer: Pumpkin
By: Jackie