154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,396 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,342 reviews

4.9
Healthy Paws

10,808 reviews

4.9
Fetch

27,507 reviews

4.9
Pets Best

14,177 reviews

4.9
Trupanion

63,026 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified December 18, 2025

Quick response and reimbursement

I downloaded the invoice and sent it and was sent an email right away it was received and would be reviewed within 15 days. I then received an email within 7 days and was told I would have my reimbursement with 3 days and it was there that day. Thank You! I can only hope all transactions are that quick and easy.

Insurer: Fetch

By: Brenda

Verified December 18, 2025

Good experience speaking with a Nationwide Rep

The representative I worked with was very helpful and patient in answering all my questions and giving me time to make a final decision. I think it was worth it to call directly to Nationwide instead of applying online, b/c it appears that I received a modest discount compared to the online quote, and I was able to pay for a full year of coverage for my pet with an even bigger discount than paying month to month. I feel confident that I made the right decision, however I have 2 weeks to change my mind.

Insurer: Nationwide

By: Fancy

Verified December 18, 2025

Healthy Paws continues to come through for us.

Healthy paws con

Insurer: Healthy Paws

By: Karen

Verified December 18, 2025

Fast processing of requests

Fast processing of requests. Keeps pet owner informed all along the way of status of claim. Easy to use website.

Insurer: Fetch

By: Sherry Kellett

Verified December 18, 2025

We had an emergency room visit with my…

We had an emergency room visit with my dog for his back problem. The claim process was very straightforward. I emailed them my itemized bill from ER, medical history from our vet, set direct deposit to my bank account and in two days I got reimbursed. Definitely would recommend Spot.

Insurer: Spot

By: faina

December 18, 2025

UNABLE TO SUBMIT CLAIMS

I have been with Pets Best for 5 years without any issues until this month. My dog needed eye surgery and I have been unable to submit any claims for this surgery. I have tried calling customer service and keep getting stuck in menus until the system hangs up on me, I've emailed claims@petsbest.com & customerservice@petsbest.com with no answers. I've tried submitting through the website AND app. NOTHING. I'm now leaving bad reviews and terrible survey results in order to get someone's attention to help me. Expensive surgeries like this are the main reason I have pet insurance so the fact that I can't use it for this makes me extremely upset. PLEASE RESPOND.

Insurer: Pets Best

Veterinarian: Eye Care for Animals

By: Christine

Useful
December 18, 2025

Worst renewal

We had a generally good experience with Embrace over the years, but this most recent renewal has been a huge shock. While I expect reasonable annual increases, my premium almost doubled—jumping from $250 to nearly $600 a month. What makes this even more frustrating is that my dog had zero claims over the past year. To see a rate hike this extreme without any change in my dog’s health or usage of the policy is unacceptable. At $7,200 a year just in premiums, it is now more cost-effective for me to simply set that money aside in a savings account for vet care rather than continue with this policy. It’s a shame because the service started out great, but these 'sticker shock' renewals make it impossible for loyal customers to stay. If you’re looking for long-term affordability, be wary of the massive spikes you might face down the road.

Insurer: Embrace

By: windy Love

December 18, 2025

Great Service

Customer Service was stellar!! I had a lot of claims to submit at one time and they were very helpful and thorough. Claims were processed quickly. I highly recommend recommend Pets Best.

Insurer: Pets Best

Veterinarian: Rocky Gorge Veterinary Hospital

By: Sharon

Useful
December 18, 2025

Not having to worry about the financial piece of a hard situation makes it easier

My girl has been battling cancer (and winning thankfully) and we have unfortunately had to use our insurance frequently. Pets Best has been fair in their resolution of the claims and the explanation of benefits is easy to understand. Sometimes the claims take awhile for reimbursement, but I've found they rarely take more than a month. Having insurance I can count on has made this battle much easier as I know the financial burden isn't as great as it could be. I have recommended Pets Best to many friends.

Insurer: Pets Best

Veterinarian: Del Norte Animal Clinic

By: Jessica

Useful
Verified December 18, 2025

Great Experience

Clear explanation of plan.

Insurer: Nationwide

By: shahan dikranian

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