218,808+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 218,808 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

218,808 total


Most selected providers in "April, 2026"

This chart shows the distribution of the most selected pet insurance providers in April, 2026.

Providers with highest rating

Embrace

19,842 reviews

4.9
Healthy Paws

11,155 reviews

4.9
Fetch

5,523 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,967 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

October 30, 2024

This company is a scam

I have been a customer for almost 8 years with fetch. I recently lost my dog to a sudden medical condition. They have approved all of my claims, and I have received email notifications saying my deposits have been made. I have not received any money. When I call I get the run around saying that they have proof of payment, yet they will not provide me with the proof. So frustrating, and horrible service. I will be getting a lawyer involved. Per your comment below. The supervisor did not tell me there was a problem with the account number. After 5 phone calls and just being told that they had paid and they had proof. Is not good customer service. I have been waiting for 2 days now for a call back to let me know what is going to be done?? This is over $5,000. Not just a little reimbursement

Insurer: Fetch Canada

By: Carey Belair

Verified October 30, 2024

They pay the claims!!!

I have had all positive experiences so far dealing with getting reimbursement for the claims on my dog and cat. I am always nervous that they are going to try to find some reason to deny or reject all or part of the claim, just based on them being an insurance company! But I've had Spot for a year and a half now, and I have to say, it's all been on the level. Very fair. What a relief!

Insurer: Spot

By: Julie Greenfield

Verified October 30, 2024

Quick response and action for clam.

Quick response and action for clam.

Insurer: Spot

By: Irene

October 30, 2024

Unbelievably frustrating and completely unhelpful

Avoid this insurance company at all costs. I was the victim of a hit-and-run on September 11th and my claim STILL isn't settled. They got the details of my policy wrong from the beginning, refused to tow my car, disappeared completely once the repairs had been finished, delayed payment unnecessarily, and wouldn't answer any of my emails requesting updates! It's been an absolute nightmare trying to get any information out of them, and even now that I've finally gotten them to approve an amount for the repairs, they're refusing to cover things that are included under my policy and that I opted to pay extra for! Honestly feel like I would've been better off without any insurance at all for how unhelpful Sonnet has been throughout this entire experience. Will be cancelling and switching to *anyone else* as soon as this claim is finally settled, which will probably be years from now at this rate. AVOID AT ALL COSTS.

Insurer: Sonnet

By: Emma McBride

Verified October 30, 2024

So helpful

So helpful, knowledgeable and fast. Couldn’t be happier.

Insurer: Spot

By: Deborah Peck

Verified October 30, 2024

My only issue is that with preventative…

My only issue is that with preventative you only cover so little. For example, a vaccine is $25 while I pay much more for that.

Insurer: Spot

By: Garcia

Verified October 30, 2024

Easy to work with

Easy to work with, response time was good.

Insurer: Spot

By: Rebeca

Verified October 30, 2024

Fetch is a great choice for pet…

Fetch is a great choice for pet insurance. Lots of options and very good about processing your claims.

Insurer: Fetch

By: Jackie

October 30, 2024

Love Healthy Paws!

I've had Healthy Paws for my cat Figgy since 2017. Before I adopted her, I researched various options and felt healthy paws was the easiest for me to understand and communicated with online. They've helped with unexpected pet bills and in the five years with them my monthly rate has only increased by $10. Healthy Paws is amazing!

Insurer: Healthy Paws

Veterinarian: Sunnyvale Cat Clinic

By: MELISA CAMBRON

Useful
Verified October 30, 2024

They are wonderful

They are wonderful. It is easy to submit a claim & they reimburse a lot of vet expenses.

Insurer: Spot

By: Beth Ringel

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