223,247+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 223,247 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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East claim process
On a recent claim, the process was very easy. There was not much to input. I uploaded the invoice, answered a few straightforward questions, and submitted the information. The process was very user friendly.
Insurer: Embrace
By: Jonathan Silberlight
Repeat customer
Jesus was very knowledgeable and helpful. I had Nationwide pet insurance previously and it was a great experience so I came back for my new pup.
Insurer: Nationwide
By: Diane
Claim process is so easy.
Claim process is so easy.
Insurer: Embrace
By: Alan Goodman
Healthy Paws is AMAIZNG!
"I have nothing but GREAT things to say about having my baby boy insured through Healthy Paws! Their quick response time, fantastic coverage, and exceptional customer service have made all the difference. Every representative I’ve spoken with has been kind, knowledgeable, and helpful, always making the process smooth and stress-free. I truly appreciate the peace of mind they provide, knowing my boy is well taken care of. Thank you, Healthy Paws, for helping me keep him happy and healthy!"
Insurer: Healthy Paws
By: Dawn
Pets Best only covered $195 of my $420…
Pets Best only covered $195 of my $420 vet bill.
Insurer: Pets Best
By: David Kennedy
They are scammers
They are scammers! They scammed me out of 3 months of payments. I cancelled my policy soon after opening it and they refuse to refund me for the 3 months I’ve been charged. Months are for November December and January. I was told I’d get a “REFUND “ and still haven’t received it. STAY AWAY!!! They will steal your money!
Insurer: Spot
By: Lori Sullick
Don't use Trupanion
I completely agree with the other 1-star reviews. This company is nearly impossible to reach. I've spent over an hour just waiting on hold to speak with someone. While they offer a callback option, it’s not much help—you’re still stuck waiting since you don’t want to miss their call and start the process all over again. To make matters worse, they mishandled my cancellation and only issued a partial refund. The good news? There are other companies that offer better service at a lower price. I highly recommend looking elsewhere.
Insurer: Trupanion
By: Lauren
Preventative Services
I didn’t realize that preventative services are covered without having to meet the deductible!!!! That’s fantastic!!! The funds were received quickly!!!
Insurer: Spot
By: Carrie Afonso
Decent but its still an insurance company, you cant expect it to be amazing
Submitting estimates is quite easy and approval usually happens quickly which is nice. I would be much more likely to recommend SPOT if the yearly deductible was rolling somehow rather than based on signup date. Pet incidents do not revolve around arbitrary dates. Also the fact that you cannot go down a reimbursement level (to reduce your monthly premium) without locking your ability to go back up in the future is unnecessarily cost restrictive for people on variable incomes. At most there should just be a limit on how often you can switch.
Insurer: Spot
By: Sara Lansdell
Terrible company
This is the worse insurance company I've ever had. They have terrible customer service, they take months to give you your money back from a claim and won't cancel you when you ask them to. I was fed up with their terrible customer service, and waiting months to get my claim money back, so I asked them on the phone in January to cancel my policy. They said they would and they sent me an email to submit a cancellation request. I filled it out and sent it back. In February I was charged $80 for my policy that should have already been cancelled. I call in to ask about it and the lady says, " Oh yeah that's so weird. It looks like that policy was cancelled but a new one was opened and that's why you were charged this month." I told her I cancelled my policy completely with y'all and nothing should be active. I never opened a new one. She said " I will make sure everything is cancelled and we will refund you that money." So they sent me another cancellation request email to fill out and I did. I've been waiting 5 days now to get money that was taken from me without approval. Which made me negative in my bank account because I didn't have $80 to spend in the first place. These people will be rude to you on the phone, not cancel your policy when you ask them to, not give you your money back for a claim until months later, and steal money from you without consent. Terrible company, terrible insurance, terrible customer service. 0 out of 10. Would not recommend to anyone. This company only cares about money, not you.