218,724+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 218,724 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

218,724 total


Most selected providers in "April, 2026"

This chart shows the distribution of the most selected pet insurance providers in April, 2026.

Providers with highest rating

Embrace

19,841 reviews

4.9
Healthy Paws

11,154 reviews

4.9
Fetch

5,521 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,960 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified November 01, 2024

Well worth the cost!

The company I work for offered Pet Insurance, but it was absolutely horrible. After taking our pet to the vet for the 1st time (She is a puppy, and this was her 1st visit), I submitted a claim, thinking it would go toward my deductible, but nothing was covered. I immediately started looking for a different pet insurance, found Spot via Google. My initial experience has been unbelievable. We took our puppy back in for a follow-up, and virtually everything was covered. I submitted a claim, thinking again it would go toward my deductible, but I'm thinking due to the fact all we did was preventative, we received a check that covered most of the visit. Completely different experience compared to the old pet insurance, where the visit didn't even go toward my deductible, and I'm only paying $10 more per month. Well worth the spend!

Insurer: Spot

By: Michael Palmer

November 01, 2024

Healthy Paws Saved Bennet's Life

Our policy with Healthy Paws enabled us to provide a life saving surgery for our fur baby Bennet. Words can't express how grateful we are to Healthy Paws and their fantastic team for keeping him with us for many years to come! Claims are easy to file and paid quickly via direct deposit for covered illness and injury care including testing costs and medications. Bennet is our second covered fur baby to be covered by Healthy Paws and I recommend this to everyone I know who welcomes a pet into their home.

Insurer: Healthy Paws

By: Melissa

Useful
November 01, 2024

HAPPY DOG - HAPPY ME!

VERY SIMPLE CLAIMS PROCESS AND FAST PROCESSING.

Insurer: Pets Plus Us

By: ANNETTE

Useful
Verified November 01, 2024

Fantastic provider of pet insurance

Fantastic provider of pet insurance - both of my rescues are on Pumpkin insurance and we wouldn't have it any other way! Pumpkin is super easy to login, quick to look up, easy to file claims, and most most most importantly, the reimbursement experience is so humane and painless. My dog with acute kidney failure is alive and thriving now thanks to the fact that my husband and I feel like we have Pumpkin as our financial support to give her the best care she deserves.

Insurer: Pumpkin

By: customer

November 01, 2024

This is my first experience with…embrace

This is my first experience with embrace, the customer service is very kind andhelpful but I think the system is a bit backwards because I have to get my pets examined which is understandable before they cover it but the reason why we have insurance is because vet bills can be expensive, the money I can take my pets to the vet I have to pay monthly out of pocket, which kind of unfortunate because us parents that have multiple pets that could be expensive, yet were not getting reimbursed for that. I am waiting for a response from either the vet or embrace about my dog Brownie, for reimbursement which is almost $300.00 -ish. I would still stay with embrace but just expressing my opinion on this. The vets office is not very prompt either, I feel they aren't compassionate I feel like they should be as veterinarians, I feel overwhelmed because my dogs are older,, seems like the rules are against of something I can't help and I need them most financially. *sighs* I just want to take care of my babies.

Insurer: Embrace

By: Christine Tantioco Lange

November 01, 2024

Very pleased with Embrace pet insurance

I took out Embrace pet insurance when we brought our baby dog home. I have since filed several claims and have always been very satisfied with their prompt response. My latest claim is related to my dog having a bout of GI distress for about a week that required her being seen by her vet. Filing my claim was very easy.

Insurer: Embrace

By: Glenn Macklem

November 01, 2024

MetLife is the Best

MetLife has been an absolute life saver for us. I highly recommend them for your pet insurance needs. Customer service is awesome. Easy to submit claims and everything is thoroughly explained

Insurer: MetLife

By: Ursula

Useful
Latest 1 comments
Posted: | By: Randy Kinsey

We have had MetLife Pet Insurance for 1.5 years and they have NEVER let us down!!! Great Insurance!!!

November 01, 2024

Great customer service and great…

Great customer service and great policies

Insurer: Embrace

By: Noelle

November 01, 2024

Pet Best Raised My Rates $40 per MONTH

I have been recommending Pet Best to many people these past years , including my daughter whom is a veterinarian. Sadly I can NO longer do this unless pet best has a change of thought. Who raises rates $40 a month . Understandable if it was a $5 to $10 increase . There are pet insurances out there that guarantee they will NOT increase rates . I don’t have an issue with cola type increase, when you have senior citizen or people in general just starting their careers, most can’t afford this type of increase. Additionally, I have ALWAYS paid promptly , so has pet best when I have had a claim . My well cared Rosie, her claim recently took 28 days to process maybe $40 dollar payment . Rosie is 6, a golden doodle , whom visits the vet annually and gets her heart worm, flea guard, any and all shots recommended. She had genetic testing on both her parents. I can’t help but wonder how the executives sleep knowing they could do this to loyal clients . Rosie’s longevity will most likely be 12 years . My daughter tells me the critical time to have insurance is when the pets are puppies … ages 1-5 . Rosie is a trained service dog . I have peace knowing if an emergency situation were to happen she has insurance, as I do . My own health care (Human Care) has never raised my rates at $40 or more a month . If Pet Best can not guarantee they can process their claims within 14 to 21 days , they will loose business. I can only image the loss they will be feeling when folks drop their policy . I will In the future consider another buying another puppy, yet Pet Best will not be my choice if they do not retract their high annual increase. I am a senior citizen . 67.. i feed my dog prescribed dog food so she maintains healthy stomach flora , she takes supplements to help her age gingerly. I am praying your company has a change of heart and make their insurance affordable.

Insurer: Pets Best

By: Julie Duff

November 01, 2024

USAA pet insurance

Tiffany did a fantastic job explaining the plan and benefits she has good sales presentation and customer oriented.

Insurer: Embrace

By: louis Normand

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