218,644+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 218,644 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Buyer Beware
BUYER BEWARE! Fetch pays claims fast, but they more than doubled my premium ($74 to $166) and I didn't realize (my fault for not noticing it on my credit card statement) for six months. They said they emailed a notice (I never saw it and I checked, even spam). Could not switch bc pet now has 'existing condition' that Fetch covers, so negotiated lesser coverage w Fetch for previous rate. That said, I'm OK w current Fetch coverage but still smarting from handling of premium hike and lost $$. If I had to do it again, I would NOT get Fetch.
Insurer: Fetch
By: customer
Great!
This has been the first time that I submitted a claim from a pet insurance and it has been good. Thank you.
Insurer: Fetch
By: Ganda
I was greatly pleased over the…
I was greatly pleased over the processing of my pup's claim. Quick and easy, I'm a fan for sure!
Insurer: Fetch
By: Rosalyn Blakely
Efficient
Spot was very efficient in finalizing and issuing claim refund. No questions asked.
Insurer: Spot
By: CC
Embrace is TOO EXPENSIVE
Had Embrace for 3yrs now and never really had a problem until now. The first year I had Embrace for my Frenchie Bruno, I was paying around $100/monthly and then the 2nd year it got increased to $130. Now that I have been on for 3yrs about to renew, I got an email explaining how my monthly premium is increasing to $198/monthly!? So I called Embrace to see why am I being kicked in the face like this, considering I have Allstate insurance for my house and auto as well (Embrace is Allstate partner and why I originally got them) and I was told that the reason the premium is increasing is because the age of my dog and because of the vet that I go to (my vet is considered expensive??) like wtf? My dog is 3 years old and they are considering him a high health risk?? When I have never had any health problem yet with my Frenchie which is absurd.. the coverage I had from Embrace was 80% coverage // $10k max benefits // $500 deductible and they wanted me to pay $200 monthly after my renewal for the 3rd year after only paying $100-$130 for the first couple years of the same coverage —— I was so upset that I found another dog insurance with the EXACT SAME COVERAGE but this insurance company is giving me 90% coverage instead, at only $98 a month.. PEACE OUT Embrace! ( my response to Embrace: I understand insurance premiums go up over time.. I’m 37yrs old and have had numerous insurance policies and NEVER have I had a premium jump like that which is literally 100% increase in just 2yrs?!? — you guys are charging me what I’m paying for my actual children, just for 1 dog that’s only 3yrs old who is literally in his prime stage of life.. $200 monthly for one 3yr old dog is ABSURD!! So in other words, dealing with companies like this one, the loop hole would be to switch up insurances every 3-4yrs to reset the premiums (if dog is completely healthy with no past history) because there’s no way I found another company in 1hr, giving me better benefits for 50% less than what you guys are trying to take from me.. this company is taking advantage of people during bad economical times right now and it’s a shame..)
Insurer: Embrace
By: Corey C
Reliable Pet Insurance with Great Coverage and Service
Spot Pet Insurance has been a lifesaver for me and my furry friend! The coverage options are comprehensive and customizable, making it easy to find a plan that fits my budget and needs. Filing claims is simple and straightforward, with quick reimbursements that take the stress out of unexpected vet visits. Their customer service is friendly and always ready to help, which I truly appreciate. Having Spot gives me peace of mind knowing that my pet is protected and I won’t be overwhelmed by large vet bills. Highly recommend to all pet owners!
Insurer: Spot
By: Vaughn Henry
Beat pricing and fast service
Beat pricing and fast service
Insurer: Sonnet
By: Pam Gosse
Just another Crappy Insurance Company
As others have stated, they're happy to take your money, but when your pet has a medical issue, they will deny deny deny your claim. They will do so even after you have provided them with all the documentation required. They'll demand additional info and/or verification that they know you will not be able to provide. Embrace is just another duplicitous greedy self-serving insurance company that prays on your unparalleled love for your pet. Unfortunately, pet insurance is a bill of goods. A complete rip off.
Insurer: Embrace
By: vorasbm
We already had an insurance policy on…
We already had an insurance policy on one of our dogs but to add one I had to call rather than set-up online. When I called the representative was extremely helpful, very kind and efficient.
Insurer: ManyPets
By: Lori
Total Scam
Sent in a Claim with all the SOAP NOTES and Receipts from Vet and they Claim everything was Blurry and they could not read Charges or Dates of Service. So I Wrote down the Dates and Charges showing a Breakdown of everything and they Claim once you file a Claim and if they do not receive the correct paperwork in a Timely Manner the Claim will be Denied. As I said All SOAP NOTES AND RECEIPTS WERE sent as well as a Handwritten Breakdown of all SERVICES RENDERED for my puppy and I Kept getting a Response that Everything was Blurry. Total Scam.And after this First Experience I Canceled their Service.
Insurer: Healthy Paws
By: Matthew