209,231+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 209,231 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

209,231 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Adoro

3 reviews

5.0
Embrace

19,726 reviews

4.9
Healthy Paws

10,998 reviews

4.9
Fetch

5,256 reviews

4.9
Trupanion

55,032 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified February 13, 2026

It was so easy to pick out an insurance…

It was so easy to pick out an insurance policy.

Insurer: Prudent Pet

By: djtiliyahoo.com

Verified February 13, 2026

The representatives

The representatives I had to work with a couple of reps. I sent in claims, and all supportive documentation (soap note a couple of days later). I had constant emails re missing soap note ( for two+ weeks). Finally resolved 2/11/26. Earlier I scope w/a rep re a med. The case reviewer did not understand “generic” vs “ brand name”… I walked the rep I was speaking with through that. And asked her to please educate the reviewer.

Insurer: MetLife

By: customer

February 13, 2026

Way to expensive if you have a healthy pet

I’ve had Trupanion for several years and initially felt good about the coverage, but the way they price policies has become increasingly frustrating. Their model evaluates your premium based on other pets in your area of the same breed, age, and gender — essentially a “people paying into the same pot” philosophy. While I understand how risk pools work, the reality is that my premiums have risen dramatically even though my own dog’s claims and health history haven’t changed. In just the past few years, my rate has increased 16%, and most recently another 19.5%. The only explanation provided is that costs are rising due to claims from similar dogs in my geographic area. In other words, responsible pet owners can end up subsidizing the misfortune of others nearby, with very little transparency or control. There hasn’t been a clear breakdown showing why these increases are necessary or how they’re calculated beyond general statements about regional trends. I chose this insurer expecting stability and predictability over time, especially given the already higher monthly premium compared to competitors. Instead, the year-over-year increases have made the policy feel less sustainable and harder to justify, particularly when they’re not tied to my pet’s actual usage. Coverage itself may be solid, but prospective customers should go in understanding that premiums can rise significantly based on factors outside your control, including the claims history of other pets in your area. If you’re looking for long-term cost stability or transparency in pricing, it’s worth asking detailed questions and comparing options before committing.

Insurer: Trupanion

By: Jessica Ledder

February 12, 2026

My baby died and I had to send them all…

My baby died and I had to send them all the info , and have them cancel his policy . They refunded the balance quickly.

Insurer: Pets Best

By: ERIN KENNEDY-GEORGE

Verified February 12, 2026

It's always so easy to submit claims.

It's always so easy to submit claims.

Insurer: Spot

By: Joyce Hansen

Verified February 12, 2026

Rebecca is the best

Rebecca is the best. She answered all my questions, so I have a better understanding of the coverage for my cat. She is the reason I decided to sign up for your pet insurance. She is a great asset to your company. Dorothy

Insurer: Prudent Pet

By: Dorothy

Verified February 12, 2026

I can’t say enough about how wonderful …

I can’t say enough about how wonderful Pumpkin insurance is. My little Maltipoo Marina has been going thru some health issues and having Pumpkin has been such a blessing. Every claim I’ve filed has been paid very quickly, and everyone I’ve spoken to has been extremely nice and helpful. ❤️

Insurer: Pumpkin

By: customer

Verified February 12, 2026

Wasn't long and have great offers

Wasn't long and have great offers

Insurer: MetLife

By: JEROME WALKER

Verified February 12, 2026

We’ve had only smooth experiences with…

We’ve had only smooth experiences with MetLife when dealing with our pets. Quick turnarounds, no hassles. We couldn’t be more please.

Insurer: MetLife

By: Will S

February 12, 2026

Eileen was so helpful to get my…

Eileen was so helpful to get my dachshund added on to existing account. She explained everything very well. First class experience all the way. Thx Eileen

Insurer: Fetch

By: Philip Tideman

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