216,818+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 216,818 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

216,818 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,788 reviews

4.9
Healthy Paws

11,076 reviews

4.9
Fetch

5,403 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,940 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified March 11, 2026

Not All Fees and Costs Are Clearly Specified Up Front

The pre-existing condition explanation is ambiguous (are allergies covered, unclear; what is the effect of having a different insurer for one of the pets, unclear). The nickle and dime fees were not stated upfront or at least so that I noticed them (e.g., an enrollment fee, a fee for paying monthly as opposed to annually, etc.,). On the other hand, and of course we'll have to see what the actual experience is, this is the only pet insurer that provides a "family plan", and the difference in cost between insuring three animals as a "family plan" versus insuringing them individually is substantial. Now, we must see how things actually work out.

Insurer: MetLife

By: Mitchell Stewart

Verified March 11, 2026

Great company

Great company

Insurer: MetLife

By: Gio ITK

March 11, 2026

Highly Recommend Embrace

Well, after filing 3 claims for a total of $6549 for my cat’s intestinal blockage, I patiently waited for the 30 day wait period on a first filed claim. I have an unlimited policy covering 90% of the costs. I have to admit that after reading some of the negative reviews on here I was worried that Embrace could possibly reject my claims even though I followed all the rules and regs in regard to medical history and what’s covered and what’s not. Exactly 30 days later my claims were all processed, approved and completed and 3 business days later $5680 was deposited into my bank account. What a pleasant surprise Embrace truly is. If you follow the instructions you have no issues with your claims. All the different reps I spoke with were truly empathetic, knowledgeable and easy to get hold of. Embrace was everything I was hoping for when I purchased my policy!!! I highly recommend this insurance as vet bills can add up quickly!!

Insurer: Embrace

By: Erik Radcliffe

Verified March 11, 2026

Great prices and discounts!!

Great prices and discounts!!

Insurer: MetLife

By: Jen

Verified March 11, 2026

I am so grateful for Healthy Paws

I am so grateful for Healthy Paws! My little Fiona was diagnosed with cancer two years ago. Without insurance, I don't know how I could afford to pay for her regular oncology visits and cancer meds. Fiona recently had a gallbladder infection and was in the hospital for 2 days. Her stay was so expensive and would have been a huge financial burden without insurance. As always with HP, my claims were promptly submitted and I received a reimbursement within a couple of days. Fiona is doing great with her treatment and I'm so thankful we can continue her medical care with help from Healthy Paws Insurance.

Insurer: Healthy Paws

By: Tracey Robinson

Verified March 11, 2026

Very easy application process

Very easy application process. Quick response times. Clear direction on next steps and expectations.

Insurer: Nationwide

By: customer

Verified March 11, 2026

Signup easy. Have yet to use due to fact that we purchased prior to receiving pup from breeder.

Signup easy.

Insurer: Pumpkin

By: Jim

Verified March 11, 2026

MetLife is fast in closing the claims…

MetLife is fast in closing the claims and very responsive.

Insurer: MetLife

By: DJ

Verified March 11, 2026

Very clear and efficient

Very clear and efficient

Insurer: MetLife

By: Emily Colon-McMonigle

Verified March 11, 2026

Easy peasy!

Easy peasy!

Insurer: MetLife

By: Melissa

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