223,601+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 223,601 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Collected my monthly fee for over a year
Update based on their reply: They claimed "In situations where there is not a ton of medical history available, at minimum we will require the notes from the enrollment exam as outlined in your policy in order to process claims." I provided medical records dating back to 2017, with the most recent being 60 days prior to enrollment. TLDR; They use every technicality they can to deny claims. They've been collecting my monthly fee for over a year and apparently I didn't provide the medical documentation they needed at time of enrollment – despite them sending be a confirmation email that they received my medical records AND the policy is active. Which means that this entire time I'm enrolled with them, nothing I ever would have submitted would get covered. Additionally, they're claiming one item as pre-existing condition, referencing the very medical records (from 2018) that they just said they can't use for our latest issue. Literally the one time my pet has ever needed coverage and during a very emotional time where he was diagnosed with a terminal condition. These companies are absolutely horrific and I'm never buying pet insurance again. Save your money and put your monthly fees in a savings account for medical issues – it will do you more than these companies ever will.
Insurer: Healthy Paws
By: Alex Canedo
Everything has been fine except...
Everything has been fine except I didn't realize that you had to file your claim within 60 days. My fault for not reading the contract.
Insurer: Embrace
By: EJ
Less cost more coverage
I was looking at other Pet insurance that was double the cost and less coverage Thankfully I found this as a Walmart Plus member
Insurer: Nationwide
By: Billy
Fast and knowledgeable
Great company for great pet owners
Insurer: Embrace
By: Steve Knipp
Claim processing
I submitted a claim for my dog and they had approved my claim within 7 days. Very impressed with their service.
Insurer: Fetch Canada
By: Litsa Myt
Great Service from Arturo Reveles
Arturo Reveles made the process of adding 2 dogs quick and easy.
Insurer: Nationwide
By: Arron K
Embrace answered all my questions…
Embrace answered all my questions thoroughly and processed my claim paperwork within 24 hours. I was very impressed with their level of serivce and efficiency.
Insurer: Embrace
By: customer
I have no complaints at all with this…
I have no complaints at all with this company. Great service. The only improvement would be paying the vet office directly.
Insurer: Embrace
By: Dobegrl
Nice person who helped me and answered…
Nice person who helped me and answered questions. Price also reasonable. And the orthopedic waiver
Insurer: Prudent Pet
By: wisedebbieyahoo.com