154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

338,296 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,682 reviews

4.9
Healthy Paws

10,931 reviews

4.9
Fetch

5,140 reviews

4.9
Trupanion

58,909 reviews

4.9
Pets Best

14,567 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

August 05, 2014

Rate keeps going up year after year

I have no complaints about Trupanion service. I do need to complain about the fact that the rate continues to increase year after year without adding any value. When I started with Trupanion 8 years ago I was paying $25/year no deductable. Today I have a large deductable and I'm now paying almost $60/year. I just had a $10/month increase with no added value. Stop the constant monthly fee increases for existing customers!

Insurer: Trupanion Canada

By: Curtis

Useful
August 05, 2014

Rate keeps going up year after year

I have no complaints about Trupanion service. I do need to complain about the fact that the rate continues to increase year after year without adding any value. When I started with Trupanion 8 years ago I was paying $25/year no deductable. Today I have a large deductable and I'm now paying almost $60/year. I just had a $10/month increase with no added value. Stop the constant monthly fee increases for existing customers!

Insurer: Trupanion

By: Curtis

Useful
August 05, 2014

Happy with Embrace!

I've heard a lot of good things about Embrace and it was recommended by my Newfoundland breeder who is a veterinarian. I love that Embrace does a medical review and lets you know up front what they consider to be preexisting condition(s) - there are no surprises. I'm also happy to learn about their Precertification policy. Happy with Embrace and I recommend them to everyone. I just wish they could provide illness coverage for my eight year old Newf, but he does have accident and Wellness coverage with Embrace - happy about that! I would rate them a 10 if they would insure my older Newf. Happy with recent claim for our 18 month old Newf Poppy - handled quickly!

Insurer: Embrace

By: Donna

Useful
August 05, 2014

THANK YOU AGAIN!!!

Healthy Paws insurance is a great company. I normally never write reviews but since I am so satisfied, I decided to express my opinion. We purchased pet insurance for our dog after talking to some friends. Lucky for us we did. Our dog was outside playing with the neighbor dog one weekend. She came in limping on her leg. It ended up being a ACL tear. Health Paws covered the TTA surgery at our deductible. The claims were quick and we received the check in a week. I am so grateful for Healthy Paws Insurance. I would highly recommend this company. If I could give them a higher score than 10 I would. Again, thanks for helping our dog!!!

Insurer: Healthy Paws

By: Charles

Useful
August 05, 2014

excellent

My dog faced major back surgery and without this insurance I would have had to put him down. I knew exactly what to expect from the simple terms of my policy and payment was very prompt when the claim was submitted. No attempt to haggle. Can't say enough about how much this helped. He is doing excellently thanks to my ability to pay (with the help of the insurance) for top notch care.

Insurer: Healthy Paws

By: Barbara

Useful
August 05, 2014

Bubba

We rescued a bulldog in November 2013 and I was advised I should get insurance (anyone who owns a bulldog will know why that insurance is important). I came across Pet's Best in an online search. I was a little skeptical in the beginning but now I am so happy I purchased a policy with Pet's Best.... The ease of the claims process, the fairness of the paying out of claims, and the direct deposit of payments are all amazing! I am so happy to be insured by Pet's Best!

Insurer: Pets Best

By: kathleen

Useful
August 05, 2014

Paralyzed Boston

I was not sure my little 3 legged dog would make it. With trupanion I was able to afford an MRI which provided a diagnosis and now, 2 weeks after becoming suddenly paralyzed in her back end, she is trying to run around again! Trupanion contacted me throughout the process to make sure I was happy with everything and to check on my little girl. They cared, which helped me focus on my Lilly and not on the money.

Insurer: Trupanion Canada

By: Nicole

Useful
August 05, 2014

Paralyzed Boston

I was not sure my little 3 legged dog would make it. With trupanion I was able to afford an MRI which provided a diagnosis and now, 2 weeks after becoming suddenly paralyzed in her back end, she is trying to run around again! Trupanion contacted me throughout the process to make sure I was happy with everything and to check on my little girl. They cared, which helped me focus on my Lilly and not on the money.

Insurer: Trupanion

By: Nicole

Useful
August 04, 2014

Very user friendly

I had never bought health insurance for any of my dogs but decided it might be a wise choice when I brought home an 8 week old Great Dane puppy. He is now 10 months old and we've been to the vet more times than I can count! I've submitted all of my claims via FAX and it has been super easy and convenient. When I submitted the last two claims I reached my deductible and Embrace reimbursed me within a week! I have recommended Embrace to other Dane owners looking for reasonable prices, and good coverage.

Insurer: Embrace

By: Jen

Useful
August 03, 2014

A Freebie that paid!

I have never had pet insurance. I got a new Frenchie from an extremely reputable breeder in Canada and she was already signed up for a "free trial" with Embrace for 2 months. Never in a million years did I expect she would acquire an autoimmune disease. This was her diagnosis after thousands of dollars of exhausting testing. I had a very sick little puppy. The GOOD news is Embrace paid me 5 thousand dollars (yearly max under the trial plan) NO QUESTIONS, QUICK AND EASY. The BEST news is she is now recovering. Needless to say I am signed up with Embrace for all my dogs forever!

Insurer: Embrace

By: Joan

Useful

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