216,890+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 216,890 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

216,890 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,788 reviews

4.9
Healthy Paws

11,076 reviews

4.9
Fetch

5,403 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,940 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified March 14, 2026

No Updates post application

It has been 5 business days since I submitted my application but no one has contacted me yet on the status. The initial deposit was withdrawn but no updates has been provided.

Insurer: Nationwide

By: customer

March 14, 2026

Claim issues

I have had this insurance for less than 1 yr on a pup I took in from a shelter in Mississippi. Estimated to be 12 yrs old so yes she has issues. I know all about preexisting conditions but when she has a uti or hemmorghic gastroenteritis, those are not preexisting and everytime I sent in an invoice for a claim I have issues. Mostly they need more info or medical records and I dont have any records prior to May 2 2025 even if she is estimated to be 12y/o. She was picked up as a stray so no info. I can’t give them what I don’t have so it takes several calls and resubmitting claim before they will start to process it. I am switching to healthy paws. Never had issues with them ever over 10-12 yrs I was with them. I was trying to get wellness coverage which healthy paws doesn’t cover but I’m done with them questioning every claim

Insurer: Pets Best

By: Sara Habis

March 14, 2026

Horrible

Horrible Paid for a year and my claims were never approved

Insurer: Embrace

By: Giovanni Sarmiento

Verified March 14, 2026

My Veterinarian’s office submitted the…

My Veterinarian’s office submitted the claim and Trupanion was very prompt in confirming receipt and processing the claim. Reimbursement also very prompt

Insurer: Trupanion

By: Judy Sullivan

Verified March 14, 2026

Seamless reimbursement

My German Shepherd starting having issues with allergies and digestion. The vet bills were covered and the reimbursement was seamless!

Insurer: Spot

By: K S

Verified March 14, 2026

Really nice representatives have helped…

Really nice representatives have helped me over the phone.

Insurer: Pumpkin

By: Erin

Verified March 14, 2026

The best pet insurance company around!!

The best pet insurance company around!!

Insurer: Pumpkin

By: Linda

March 14, 2026

I am extremely disappointed and…

I am extremely disappointed and frustrated with Pets Best. I have been a loyal customer since 2022, paying premiums monthly for 4 years without a single claim for my two cats. Now that my cat finally needed surgery for Tooth Resorption—a condition that clearly developed recently—Pets Best has done nothing but give me the run-around for over two months. The lack of consistency is appalling. My EOB states "additional information is needed," yet I received an email stating the claim is "not covered." Which one is it? I have provided all medical records showing my cat has been healthy and asymptomatic for years. Medically speaking, if this were a "pre-existing" condition from 2022, it would have been impossible for my cat to remain healthy and pain-free until 2026. Their customer service is non-existent. I have spent weeks trying to get a straight answer, only to be met with contradictory statements and bureaucratic delays. It feels like they are intentionally making the process difficult to avoid paying a legitimate claim. I will for sure appeal, if this is not resolved immediately, I will be filing a formal complaint with the State Department of Insurance and taking my business elsewhere. DO NOT trust this company to be there for you when your pet actually needs help.

Insurer: Pets Best

By: Ethan W

March 14, 2026

Good quality service, though app is down sometimes

Site seems to be down fairly often, so I've had to come back to submit a few times... but claims process is easy beyond that and they've paid according to contract every time over the three years I've had them for our dogs.

Insurer: Pets Best

By: Dale Miller

March 14, 2026

One of the worst insurance experiences…

One of the worst insurance experiences I’ve ever had. Big promises in their marketing, but a completely different reality when you submit a claim. Denied claim, poor communication, and a lot of unnecessary stress. I am now filing a complaint with the State Department of Commerce and Consumer Affairs Insurance Division.

Insurer: Pumpkin

By: Maru P

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