154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified December 05, 2024

Ease of making my claim and the rapid…

Ease of making my claim and the rapid payment plus super customer support..

Insurer: Embrace

By: Philip Goble

Verified December 05, 2024

A little slow getting started

A little slow getting started, but once we got medical history taken care of it was very smooth, I would recommend.

Insurer: Pumpkin

By: customer

December 05, 2024

It’s just like health insurance for…

It’s just like health insurance for humans. Pay into it and get everything denied. Waste of money

Insurer: Embrace

By: James

December 05, 2024

Incredible coverage at reasonable rate

Pets Best has been slow to process claims a few times. However, they have always been honest and ethical in their payment of claims. In fact, they have paid claims that they probably could have tried to deny. They are not like those home warranty companies. You can count on them to be fair and reasonable.

Insurer: Pets Best

By: Francis Halpin

December 05, 2024

Expensive Policy Covered Nothing Entire Year

Policy cost almost twice the one I had previously with another company and didn’t cover any wellness issues. I was expected to pay yet more per month to have wellness issues covered (was already paying over $100/mo). I’m sorry but for the price paid and $0 coverage for anything I had done to take care of my dog was just way too much and not a justifiable expense. Sad. I’d rather put that money in a savings account and use it accordingly which seems to make more financial and logical sense.

Insurer: Embrace

By: Kathi Jo McAlister

December 05, 2024

The ease of doing everything online is…

The ease of doing everything online is amazing.

Insurer: Embrace

By: Connie A

December 05, 2024

I recently encountered an issue with…

I recently encountered an issue with Metlife regarding their refund policy. A representative assured me over the phone that I would receive a "full refund." However, the policy lacks clarity on whether the enrollment fee is refundable, leading to confusion. This ambiguity raises concerns about potential loopholes in other areas of their policies. Under the Arizona Consumer Fraud Act, it's unlawful to engage in deceptive practices or make false promises in connection with the sale of merchandise ARIZONA LEGISLATURE . Misrepresenting refund policies may fall under such deceptive practices. I have escalated this matter and hope for a fair resolution. I urge Metlife to enhance transparency in their policies to prevent similar issues for other customers.

Insurer: MetLife

By: Jasmin

December 05, 2024

Horrible coverage

Horrible coverage - I paid the monthly fee uploaded all documents that were required. I had two claims - and they denied both based on not having a physical exam on my dog 12 months prior. I got the dog given to me by a elderly family member who passed and had no history on her or even knew which vet she had taken her too...as soon as I got her I took her for check up to the vet where they found some dental issues (they want to call it pre-exisiting) how is someone supposed to get coverage on older dogs? They want to be in the business of helping dogs - well they suck at it. I paid a monthly fee for literally nothing, I cancelled my policy and going with a different provider. Not worth the headache dealing with FETCH!

Insurer: Fetch Canada

By: Teg MC

December 05, 2024

Horrible coverage

Horrible coverage - I paid the monthly fee uploaded all documents that were required. I had two claims - and they denied both based on not having a physical exam on my dog 12 months prior. I got the dog given to me by a elderly family member who passed and had no history on her or even knew which vet she had taken her too...as soon as I got her I took her for check up to the vet where they found some dental issues (they want to call it pre-exisiting) how is someone supposed to get coverage on older dogs? They want to be in the business of helping dogs - well they suck at it. I paid a monthly fee for literally nothing, I cancelled my policy and going with a different provider. Not worth the headache dealing with FETCH!

Insurer: Fetch Canada

By: Teg MC

December 05, 2024

Horrible coverage

Horrible coverage - I paid the monthly fee uploaded all documents that were required. I had two claims - and they denied both based on not having a physical exam on my dog 12 months prior. I got the dog given to me by a elderly family member who passed and had no history on her or even knew which vet she had taken her too...as soon as I got her I took her for check up to the vet where they found some dental issues (they want to call it pre-exisiting) how is someone supposed to get coverage on older dogs? They want to be in the business of helping dogs - well they suck at it. I paid a monthly fee for literally nothing, I cancelled my policy and going with a different provider. Not worth the headache dealing with FETCH!

Insurer: Fetch Canada

By: Teg MC

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