154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,336 reviews

4.9
Healthy Paws

10,802 reviews

4.9
Fetch

27,500 reviews

4.9
Pets Best

14,169 reviews

4.9
Trupanion

63,015 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified December 06, 2024

Claims were paid quickly and were…

Claims were paid quickly and were explained well. If I needed to call customer service they were always helpful.

Insurer: Spot

By: Susan Maynard

December 06, 2024

Submitting claims

Submitting claims was easier than anticipated it to be.

Insurer: Embrace

By: customer

Verified December 06, 2024

The representative was very kind and…

The representative was very kind and genuinely enjoys animals. She had a ready response to all questions. I had received a quote and she finalized it on the phone with me so I didn't need to go back and do it.

Insurer: Prudent Pet

By: Erika

Verified December 06, 2024

Promt

They are prompt with the payment.

Insurer: Spot

By: Kristi K

December 06, 2024

I had several questions Questionsand the…

I had several questions and the associate was very helpful. He knew the answers and was easy to understand. Only complaint was being on hold for 20 minutes.

Insurer: Embrace

By: Joseph Rutherford

Verified December 06, 2024

Great experience

We have had stop for two years and this is the first claim I had entered. It was easy and we got the claim approved and paid in a week very impressed with the service and speed. Would highly recommend.

Insurer: Spot

By: Jennifer Ellis

Verified December 06, 2024

Simple and straightforward claims…

Simple and straightforward claims processing.

Insurer: Spot

By: Jason Watts

December 06, 2024

Underwriting is very unfair

Underwriting is very unfair. Would give a “0” if it was offered.

Insurer: Embrace

By: William

Verified December 06, 2024

Submitting my claim was pain free

Submitting my claim was pain free. No hoops to jump through and I got my reply back in a timely manner.

Insurer: Spot

By: Linda Cristinziano

December 06, 2024

They don't pay for any claims

They don't pay for any claims! Beware! I put in one claim they asked for more medical records,,AND SENT IN MORE RECORDS from the new VET and then they refused payment stating I needed previous medical records from previously!! How can i get previous records when she was a Rescue cat?? They Never said that when i signed up with them. They just don't want to pay any claims! I had their better ins where they suppose to pay 90% of the visit. They Paid Nothing!! and I had to pay over $850 out of pocket!! STAY FAR AWAY...NO GOOD!

Insurer: Embrace

By: customer

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