219,191+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 219,191 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

219,191 total


Most selected providers in "April, 2026"

This chart shows the distribution of the most selected pet insurance providers in April, 2026.

Providers with highest rating

Embrace

19,852 reviews

4.9
Healthy Paws

11,176 reviews

4.9
Fetch

5,546 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,975 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified May 14, 2026

Three appeals and then approval.

My dog had surgery to remove a mammary tumor and was spayed at the same time. I was denied twice saying the surgery was preventable care though an entire mammary gland was removed, biopsied, and sent to a lab. That is not preventative, that is a health issue. On my third appeal, when reviewed by an outside vet, the charge was covered. I should not have had to jump through hoops to get required care covered.

Insurer: Healthy Paws

By: Sandrea

Verified May 14, 2026

Pet insurance

I’m happy to have coverage for my furnaby

Insurer: MetLife

By: Traceye Hines

May 14, 2026

Eileen was GREAT

Eileen was GREAT. And asset to Fetch. I stayed with Fetch instead of changing insurance for an add on.

Insurer: Fetch

By: Pamela Helfrey

Verified May 14, 2026

adoro claims experience

Claim was paid within 24 hours of submitting. Process was very easy and payment received promptly.

Insurer: Adoro

By: Holly

Useful
Verified May 13, 2026

The whole process is always super easy!

The whole process is always super easy!

Insurer: Trupanion

By: Trevor

Verified May 13, 2026

Easy to understand plans and easy to…

Easy to understand plans and easy to enroll.

Insurer: MetLife

By: John Kohut

Verified May 13, 2026

Expensive Specialty Vet - Quick Reimbursement

My dog was showing signs of pain and I had to take him to our local vet, then a specialist. Healthy Paws gave me a huge sense of security to go forward with some very expensive procedures. The process to submit a claim is extremely easy and the review process is fast. I had a direct deposit in my account after a few days of submitting the claim. My dog was able to get the treatment without going into a massive amount of debt. Having insurance saves me thousands of dollars.

Insurer: Healthy Paws

By: MNP

May 13, 2026

I recently adopted a pet almost seven…

I recently adopted a pet almost seven years old and had never had pet insurance before. As my previous pet had multiple issues and needed a lot of care I wanted to get insurance for my new pet and was having difficulty deciding which one to take. I called and spoke with Josh who was able to answer all my questions and helped me complete the application

Insurer: Fetch

By: Deborah Giordano

May 13, 2026

Awful

I rescued my 8 year old pup. He’s now 12.5 and Embrace has done everything in their power to say any claim is linked to a preexisting condition. When we rescue, we don’t know if a pet has health conditions. I went above and beyond to get them the pet records from a prior owner and all they did was use that to exclude claims. Same excuses given for the past 4.5 years. Finally I switched carriers because I couldn’t deal with their horrible claims department anymore.

Insurer: Embrace

By: Carriann Isman

Verified May 13, 2026

Simply & Easy Process

SPOT has been such a simple claim submission and quick process to get your refund - Would definitely recommend to all pet owners!

Insurer: Spot

By: Keana Lono

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