222,136+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 222,136 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

222,136 total


Most selected providers in "May, 2026"

This chart shows the distribution of the most selected pet insurance providers in May, 2026.

Providers with highest rating

Embrace

19,927 reviews

4.9
Healthy Paws

11,287 reviews

4.9
Fetch

5,754 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,201 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

June 19, 2025

Embrace Pet Insurance Claim System

The claim system for Embrace Pet Insurance is very user friendly and easy. I submitted 3 claims in no time! Very grateful!

Insurer: Embrace

By: Agnes

Verified June 19, 2025

Healthy Paws - Highly Recommended

I highly recommend Healthy Paws to everyone who is considering pet insurance. They have been ethical, honest and quick to reimburse each claim as promised and without question. Most recently, my dog injured her knee and needed surgery. But leading up to that, we tried rest with pain med, then injections to help with healing and comfort, but ultimately she needed the surgery. Not only did they approve and reimburse me for that claim within two days, but they personally followed up to check in on her recovery. Thanks for the support when we needed you. Healthy Paws really has proven that they have a heart and they stand behind their promises.

Insurer: Healthy Paws

By: Catherine

Useful
Verified June 19, 2025

The representatives I spoke with were…

The representatives I spoke with were knowledgeable and kind. I have been a longtime insurer with Nationwide (and before that VPI) and can't find a better set up than this. They were very helpful - I even have the direct line to a representative should I have questions or need to make changes. Thank you for all your help!

Insurer: Nationwide

By: Denise T

June 19, 2025

Good customer service

Amanda answered all my questions before choosing my policy. Provided her personal information for any further questions

Insurer: Fetch

By: Laura

Verified June 19, 2025

Everything is straightforward and it’s…

Everything is straightforward and it’s super easy to file a claim

Insurer: MetLife

By: DIANA HENRY

Verified June 19, 2025

Even though I two insurance policies

Even though I two insurance policies, 3 dogs on one and 1 dog on another, and the receipt from the vet for services had all the dog on it, they separated it out so I got refunds on each policy.

Insurer: MetLife

By: Amy Stewart

Verified June 19, 2025

MetLife Pet Insurance is the BEST!

MetLife Pet Insurance is simply AMAZING!!! The convenience of using the app is so easy and even if you need to talk to someone they are so kind and helpful. I will be definitely renewing. Thank you for taking care of my dogs and caring for them with as much love as I have for them.

Insurer: MetLife

By: Jason

Verified June 19, 2025

No undue delays or processing issues…

No undue delays or processing issues with my pups claims. Claims are easy to submit and reimbursement is deposited direct into my bank account. Very satisfied with the policy and services.

Insurer: MetLife

By: Iggy Mom

Verified June 19, 2025

I’m new to pet insurance but so glad I…

I’m new to pet insurance but so glad I chose Spot. The enrollment is easy, submitting a claim is easy, and they are timely in processing claims.

Insurer: Spot

By: JT

Verified June 19, 2025

Scam

I had to take my dog to the vet as she was having some breathing issues, I knew I had to wait 12 days for the insurance to cover the policy, anyway I called to the insurance and the lady told me over the phone that I could start a claim and the claim department will make the decision . On the 13 day after I subscribed to the insurance I took my dog to the vet again , the 12 days grace period had past already and my dog was covered, I took my dog because she has a lump in the joint if her leg and the shoulder so I open the claim for both visits 4 weeks after. On Monday I received an email from PHI telling me that my dog is not covered as the breathing pelriblrm she had was already a past condition ( she had kennel cough last year ) I don’t think the problem she has now has nothing to do with that condition from the past year and the lump in her leg was not there before. They made the decision and they will not cover both visits. I am looking for other insurance provider for my dog.

Insurer: PHI Direct

By: Maria

Useful

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