154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified January 02, 2025

Rejection of claims

Seems every insurance claim is first rejected for not enough information from the veterinarian when in fact because they are dealing with Embrace they take extra care in supply additional information, thus delaying any reimbursements.

Insurer: Embrace

By: Sam Sebring

Verified January 02, 2025

Fast claim approval and repayment

My dog had to have emergency surgery on Christmas Eve. I put in a claim on 12/26 and on 12/31 my claim was approved and on 1/2, the money was in my account. I can’t believe it was so quick and easy.

Insurer: Embrace

By: Anthony Lee

January 02, 2025

If theres 0 stars i ll gladly give it…

If theres 0 stars i ll gladly give it to this insurance the shittiest money hungry insurance ever run away u ll be spending on your pet and pay the insurance these people will not cover u and its a joke an exam per year its like no point im spending 24 dollar more on insurance u dont get nothing back

Insurer: Spot

By: Eya Berim

January 02, 2025

Danielle is an exceptional customer service provider

I called the customer service line and my call was answered by Danielle. She provided polite, professional and excellent service. When there was an issue with the phone lines, she called me back three times to ensure she was able to address each of my concerns. She deserves a promotion!

Insurer: Embrace

By: Heather Parker-Jones

January 02, 2025

Look elsewhere for pet insurance.

I have had Embrace for 4 years as it is a preferred provider of USAA (which I am a member). To be honest, I am extremely unhappy with this provider. I have had the insurance for 4 years and have NEVER made a claim and my premium just doubled! Yes doubled! It was already extremely high to begin with. My pet insurance premium is now more expensive then my car insurance and my renters insurance combined! I will be finding a new insurance provider and plan on canceling my policy with Embrace asap. I highly recommend you look elsewhere for pet insurance.

Insurer: Embrace

By: Tom

January 02, 2025

Simple process

Simple process. Paid for everything I expected.

Insurer: Embrace

By: Donna R M

January 02, 2025

Sometimes it takes a lot of time to get…

Sometimes it takes a lot of time to get reimbursed, so be sure you have money to cover procedures, but overall my experience has been positive with PetsBest and I would recommend having insurance for just in case procedures.

Insurer: Pets Best

By: Jacob Chandler

Verified January 02, 2025

Freak Accident

A freak accident with my 88 lb 9 month old lab landed us in an emergency vet visit all day on Christmas Eve … gratefully, he is making a full recovery … Having a sick or injured pet is enough stress/drama all on its own … without having to navigate the astronomical expense and panic of how I am going to be able to afford this? My claim was submitted, along with all the required medical records, on the day of treatment. It was processed and the insurance reimbursement deposited in my account before the New Year! Pet insurance gives me peace of mind … in the event of illness or disease, vet bills can quickly become astronomical … pet insurance is the way to go!

Insurer: Fetch

By: Maui Beth

Verified January 02, 2025

Freak Accident

A freak accident with my 88 lb 9 month old lab landed us in an emergency vet visit all day on Christmas Eve … gratefully, he is making a full recovery … Having a sick or injured pet is enough stress/drama all on its own … without having to navigate the astronomical expense and panic of how I am going to be able to afford this? My claim was submitted, along with all the required medical records, on the day of treatment. It was processed and the insurance reimbursement deposited in my account before the New Year! Pet insurance gives me peace of mind … in the event of illness or disease, vet bills can quickly become astronomical … pet insurance is the way to go!

Insurer: Fetch

By: Maui Beth

Verified January 02, 2025

Freak Accident

A freak accident with my 88 lb 9 month old lab landed us in an emergency vet visit all day on Christmas Eve … gratefully, he is making a full recovery … Having a sick or injured pet is enough stress/drama all on its own … without having to navigate the astronomical expense and panic of how I am going to be able to afford this? My claim was submitted, along with all the required medical records, on the day of treatment. It was processed and the insurance reimbursement deposited in my account before the New Year! Pet insurance gives me peace of mind … in the event of illness or disease, vet bills can quickly become astronomical … pet insurance is the way to go!

Insurer: Fetch

By: Maui Beth

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