208,199+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,199 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,199 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,699 reviews

4.9
Healthy Paws

10,961 reviews

4.9
Fetch

5,201 reviews

4.9
Trupanion

58,966 reviews

4.9
Pets Best

14,621 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified February 11, 2026

The claim experience was excellent

The claim experience was excellent, even when talking to a live representative they seemed to care about you and your pet.

Insurer: Trupanion

By: John

Verified February 11, 2026

They are there to answer any questions…

They are there to answer any questions l have ,

Insurer: Fetch

By: Cherlene

Verified February 11, 2026

Submitting forms

Submitting the invoice was easy.

Insurer: Trupanion

By: Susan

Verified February 11, 2026

Very clear explanations about varying…

Very clear explanations about varying levels of coverage. I received emails and texts reminding me to provide them with documentation from my veterinarian and their support staff was extremely helpful.

Insurer: Prudent Pet

By: Nancy Barnum

Verified February 11, 2026

Franklin was a great Ambassador for…

Franklin was a great Ambassador for your company. Lots of choices for insurance, but Franklin provided great service!

Insurer: Nationwide

By: David Stewart

February 11, 2026

Very Disappointed with the Transition to Hartville

I carried pet insurance for my last seven dogs through 24PetWatch and was always satisfied with the coverage and service. Unfortunately, when they discontinued their insurance program and transferred my policy to Hartville, my experience changed significantly. Since the transition, my premiums have increased while my coverage appears to have decreased. Items that were previously covered — such as supplements and prescription diet food — are no longer being reimbursed. In addition, customer service has not been helpful, which has added to my frustration. With one senior dog and another managing seizures, changing providers isn’t a simple option for me. I truly expected a smoother transition and comparable coverage. I hope Hartville will take steps to improve both their coverage consistency and customer support for long-time policyholders.

Insurer: Hartville

Veterinarian: Animalia Health & Wellness

By: Janis

Useful
February 11, 2026

Dishonest and Frustrating — Avoid SPOT

We have been loyal SPOT clients for years, paying our premiums on time, but never submitting a claim. This year, when our dog was diagnosed with cancer, the truth became clear: their claims process is deceptive and unreliable. For every claim, I had to submit multiple rounds of documents they claimed not to receive. Only when demanding a supervisor did the documents “appear,” yet claims are still delayed or mishandled. SPOT constantly looks for excuses to deny claims. If this continues, I will file a formal complaint. I strongly warn anyone considering SPOT: their promises are empty, and they cannot be trusted.

Insurer: Spot

By: OLGA

Useful
February 11, 2026

Quick health check on dog rash

Claim process is quick and easy.

Insurer: Pets Best

Veterinarian: Arbor Hills Veterinary Clinic

By: Martha

Useful
Verified February 11, 2026

Our dog is very ill with cancer

Our dog is very ill with cancer, and has had many tests, and medications. I have been very pleased that Healthy Paws has reviewed our claims usually on day one and completed them on the same day or the next. Service is very fast and it is very easy to file a claim online.

Insurer: Healthy Paws

By: Diana Maberry

February 11, 2026

Thanks, PetsBest!

"My poor dog has had a really rough year, a lot of medical emergencies. Without PetsBest the situation would have been financially devastating for me and my family. PetsBest has the easiest insurance process I've ever experienced and reimbursements came quick."

Insurer: Pets Best

Veterinarian: Country Club Animal Clinic

By: Thomas

Useful

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