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Our Labradoodle is 7 and we have had…
Our Labradoodle is 7 and we have had Embrace insurance for 5+ consecutive years. During the 2nd half of 2024 Embrace raised our premium from $123.81 to $173.19 (40%). Our coverage is annual benefits of $10,000, a $500 deductible and 80% reimbursement rate. Were we enroll our dog today with Embrace, our premium for the same coverage would be $119.98. The way companies such as Embrace keep you hooked/locked in is through a pre-existing conditions clause......since we filed claims during the past 5+ years for giardia and anaplasmosis, these are considered pre-existing conditions should we choose to get coverage elsewhere.....so we remain captives of Embrace. Even so, a 40% rate increase is excessive in my book, especially when there is no apparent attempt by Embrace to justify it. Certainly our per's claim experience doesn't.
Insurer: Embrace
By: Larry G
Policy for my kitties
Spoke to Josh Sabato he was very helpful, I already have Fetch . I have 2 dogs, so I called to add my 2 kitties. He was helpful, knowledgeable, informative.
Insurer: Fetch
By: Debbie Mancini
Policy for my kitties
Spoke to Josh Sabato he was very helpful, I already have Fetch . I have 2 dogs, so I called to add my 2 kitties. He was helpful, knowledgeable, informative.
Insurer: Fetch
By: Debbie Mancini
Policy for my kitties
Spoke to Josh Sabato he was very helpful, I already have Fetch . I have 2 dogs, so I called to add my 2 kitties. He was helpful, knowledgeable, informative.
Insurer: Fetch
By: Debbie Mancini
Policy for my kitties
Spoke to Josh Sabato he was very helpful, I already have Fetch . I have 2 dogs, so I called to add my 2 kitties. He was helpful, knowledgeable, informative.
Insurer: Fetch
By: Debbie Mancini
Policy for my kitties
Spoke to Josh Sabato he was very helpful, I already have Fetch . I have 2 dogs, so I called to add my 2 kitties. He was helpful, knowledgeable, informative.
Insurer: Fetch
By: Debbie Mancini
Policy for my kitties
Spoke to Josh Sabato he was very helpful, I already have Fetch . I have 2 dogs, so I called to add my 2 kitties. He was helpful, knowledgeable, informative.
Insurer: Fetch
By: Debbie Mancini
Policy for my kitties
Spoke to Josh Sabato he was very helpful, I already have Fetch . I have 2 dogs, so I called to add my 2 kitties. He was helpful, knowledgeable, informative.
Insurer: Fetch
By: Debbie Mancini
Policy for my kitties
Spoke to Josh Sabato he was very helpful, I already have Fetch . I have 2 dogs, so I called to add my 2 kitties. He was helpful, knowledgeable, informative.
Insurer: Fetch
By: Debbie Mancini
Policy for my kitties
Spoke to Josh Sabato he was very helpful, I already have Fetch . I have 2 dogs, so I called to add my 2 kitties. He was helpful, knowledgeable, informative.
Insurer: Fetch
By: Debbie Mancini