208,625+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,625 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,625 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,710 reviews

4.9
Healthy Paws

10,980 reviews

4.9
Fetch

5,226 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,824 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified February 19, 2026

Unable to log into my account

Unable to log into my account

Insurer: Nationwide

By: steven skolas

February 19, 2026

The WORST insurance

The WORST insurance. First of all, they donate a very tiny amount to ASPCA just to use their name. You are not supporting ASPCA in any meaningful way. Second, they deny most claims as pre-existing conditions, do not respond at all to emails, lose the file over and over need multiple phone calls and emails just to get to respond. Useless. I can't believe they run an insurance business this way.

Insurer: ASPCA

By: Deborah K. Johnson

Verified February 19, 2026

Ease of signing up for coverage of my…

Ease of signing up for coverage of my cat.

Insurer: MetLife

By: Lori

February 19, 2026

DON'T GET WELLNESS Misleading FAQ & Emails - COVERAGE DOESN'T START WHEN YOU THINK

In the wellness benefits FAQ section it says... "Is there a waiting period for wellness coverage?" and the answer says.... "NO, THERE IS NO WAITING PERIOD FOR FETCH WELNESS. You can submit wellness claims on or after the effective date that’s given in your enrollment confirmation email. IN OTHER WORDS, YOU GET WELLNESS COVERAGE ON OR AFTER THE DAY OF ENROLLMENT" 2 out of those 3 sentences imply that the coverage will be available immediately or (at the very least) the day after. In the email I received after signing up, the first sentence says "[your dog] NOW HAS THE MOST COMPLETE COVERAGE" Everything up until this point made me feel I had coverage so I took my dog to the vet. 2 claims were denied as a result. I go back and check the confirmation email and 7 lines down from them saying "[YOUR DOG] now has the most complete coverage", it says that the enrollment date is actually 2 days after the email date. When I called in they said "oh yeah coverage always starts 2 days after enrollment" THAT SEEMS LIKE IT WOULD BE HELPFUL INFORMATION FOR PEOPLE SIGNING UP TO USE THE BENEFITS. It's known information within the company that it starts 2 days after signup and they do not share that with the customer. This is purposefully confusing language.

Insurer: Fetch Canada

By: Robert Kjemhus

Verified February 19, 2026

MetLife makes it so easy to keep my…

MetLife makes it so easy to keep my pets healthy. Easy sign up and easy reimbursement.

Insurer: MetLife

By: Kimberly Davis

Verified February 19, 2026

Efficient communication

Quick and informative replies to my questions.

Insurer: Pumpkin

By: Karen

Verified February 19, 2026

nice

nice experience

Insurer: MetLife

By: charles chiasson

Verified February 19, 2026

Great system

The process to get the insurance was easy and manageable.

Insurer: MetLife

By: Janely Sanabria

Verified February 19, 2026

When my dog needed surgery Trupanion…

When my dog needed surgery Trupanion was there for me, far better than my own health insurance! They covered most of the cost and are speedy at getting you your compensation. I'm glad I chose them!

Insurer: Trupanion

By: Christina

Verified February 19, 2026

Wonderful team

Wonderful team. Ease of mind knowing my Wayland Jennings is going to be okay. Preventative, supplements and physical therapies

Insurer: MetLife

By: Dr. Nkem Daphne Chirpich

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