154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified January 05, 2025

You coverage doesn't cost even 50% of…

You coverage doesn't cost even 50% of the portion in which vets charge. The price monthly is now out weighing to continue with service even with preventative service

Insurer: ASPCA

By: Wanda Brown

January 05, 2025

Just like breathing, smooth and easy

Very easy to put in a claim most claims have been paid. I think they paid a total of $50,000 in claims for our dogs two of them had cancer. Could not be happier. I’ve sent between 12 and 15 people to pets best and always recommend them when I’m in a clinic if I see somebody Sitting in the waiting room with me.

Insurer: Pets Best

Veterinarian: Santa Cruz Veterinary Hospital

By: Ron

Useful
January 05, 2025

Successful Claim Submittal and Reimbursement

I submitted multiple claims for my dog's recent injury and all were processed successfully. I was very pleased with the quick responses I received regarding each claim. It was a relief knowing that Pets Best met our needs during a stressful time for our dog's care.

Insurer: Pets Best

Veterinarian: Veterinary Emergency Group

By: Kristine

Useful
January 05, 2025

Was very clear instructions and easy to…

Was very clear instructions and easy to submit claim.

Insurer: Embrace

By: Sandi Joseph Elliott

January 05, 2025

Metlife Pet Ins is out for one thing

Metlife Pet Ins is out for one thing, make big money! Denying claims is what their employees are trained to do and upsetting their customers to the point of making them cry! Shame on you Metlife! I have already talked with three different agents about my claim and have gotten no where. Our dog was just diagnosed by our vet with a luxating patella. The last agent I talked with basically told me they are trying to say it is preexisting and we have been insured with you for 16 months! Preexisting? Really? They are trying to bury us in paperwork so we will just give up like we did with the first claim that they denied. Shame on me for thinking that you were going to be a trustworthy company.

Insurer: MetLife

By: Ricky McMahon

Verified January 05, 2025

Easy online app

Easy online app. Completes claims promptly and fairly. Once annual deductible is met claims are covered at % elected policy. Offers option for preventative care coverage. Going to renew for another year!

Insurer: Spot

By: Brenda Gnetz

Verified January 05, 2025

Honestly this insurance sucks

Honestly this insurance sucks. I feel like none of you guys actually pay attention or care.

Insurer: Embrace

By: Brianna Schwager

January 05, 2025

This insurance is a joke

This insurance is a joke and has never been worth the money. I've paid this sleezy company SO much more than I've ever received, and I definitely would have been MUCH better off just putting money in a HYSA or a market ETF for my pets. Embrace will jack up their prices so much every year that at this point I would have been paying almost $400/mo for four mostly healthy cats, only one of which is elderly (and I still almost never used this insurance for him). That was with an annual coverage limit and a $1000 deductible (per cat). I had to remove my oldest cat due to cost and it was still $250/mo. What a scam! I had felt trapped because one of my other cats was 12 and until recently most insurance companies wouldn't cover cats age 12+. But now Spot does! I went with them and I'm paying more than $100/mo less than I was with Embrace. This insurance is just for emergencies (no insurance company is worth it for anything routine or even for covering most conditions), and I hope that in a year or so I'll have enough saved to cancel it entirely.

Insurer: Embrace

By: customer

January 05, 2025

Very helpful staff!

I spoke with Carla and Amanda on two different occasions and both were super helpful and answered all of my questions.

Insurer: Fetch Canada

By: Rav S

January 05, 2025

Very helpful staff!

I spoke with Carla and Amanda on two different occasions and both were super helpful and answered all of my questions.

Insurer: Fetch Canada

By: Rav S

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