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Embrace Pet Insurance A Partner Who Cares
Embrace Pet Insurance have covered my two sphynx since 2015 and I have been overall pleased with their service and the value for the costs. They have even been able to work with me when work required my extended stays overseas and my cats needed to be seen by veterinarians outside of the USA. My one recommendation for them to improve upon their service is to mirror the prohibition of holding Pre-existing conditions as against pets the way that human health insurance no longer is allowed to do that. Would make getting an older rescue pet much less risky. Especially if I wanted to take on a foster pup.
Insurer: Embrace
By: Wisdom of The Sphynx
The reimbursements have been very small…
The reimbursements have been very small with the last two vet visits. Description is cryptic
Insurer: Fetch
By: OLYMPIA lIO
Lifesaver
I had a Siberian Husky transfer over to Trupanion at some point in her early adult-hood because I wasn't happy with a prior insurance experience handling of my other Husky. At first, I was a little upset that she needed teeth extractions that counted as a "pre-existing condition" despite having spent a lot of out of pocket money to do annual anesthetic teeth cleaning for her. In the long run though, trupanion saved us money over time due to the comprehensive coverage with no annual payout limit. While some people are lucky to have dogs that never have cancer or require crazy surgeries, the chance increases as dogs get older and unfortunately we live in a world where just about everything causes cancer. Trupanion helped me make the right decisions to provide care my dog needed without having to worry too much about the financials. Of course, that's if you can afford the monthly premium -- but I do not regret the ease of mind it afforded me. After my pet passed, they canceled our plan for me without requiring me to deal with anything further. They care that their customers don't have to go through "peeling the scab," as I call it. Grieving is hard enough, and trupanion knows not to make it worse. It's a respectable company and I recommend trupanion.
Insurer: Trupanion
By: doghair
My dog had no Cartlidge in his knees he…
My dog had no Cartlidge in his knees he needed surgery. The surgery was close to $7000. The insurance paid 80% with no problem and I got the check put deposited into my account within three weeks. What a blessing.
Insurer: Pets Best
By: robin shaffer-jones
good pricing for pet coverage
good pricing for pet coverage
Insurer: MetLife
By: Kelitta Barkley
WE had this insurance for Finkle and Jasmine. Good experience.
WE had this insurance for Finkle and Jasmine. Good experience.
Insurer: MetLife
By: Geethani Jayasundera
10 years, Multiple Surgeries, and Total Peace of Mind
"We signed our English Springer Spaniel up with Healthy Paws 10 years ago when she was just a puppy, and it is easily the best financial decision we’ve ever made for our family. Over the last decade, Healthy Paws has been a rock-solid partner through every stage of her life. Recently, our ESS had to undergo surgery for bilateral elbow fractures, which totaled over $8,000. Within just a few days of filing the claim, Healthy Paws had processed it and covered their 60% portion without any hassle. Beyond this major surgery, they have consistently been there for: Chronic Care: They cover his daily allergy medications and frequent treatments for chronic ear infections. Cancer Recovery: Last year, they covered the removal of two cancerous cysts, allowing us to focus on his recovery instead of the cost. Modern Perks: We also love the added value of the 24/7 virtual vet care via Airvet, which is a huge help for quick questions at any hour. Most people don’t realize that other companies have annual caps of $5,000 or $10,000. With an aging dog who has faced multiple health hurdles, having no annual or lifetime caps has been the difference between providing him with the best care possible and facing heartbreaking financial decisions. If you are looking for a company that actually stands by you for the long haul, this is it."
Insurer: Healthy Paws
By: Judith C.