154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

327,440 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,677 reviews

4.9
Healthy Paws

10,925 reviews

4.9
Fetch

5,119 reviews

4.9
Trupanion

58,897 reviews

4.9
Pets Best

14,559 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

April 06, 2020

ASPCA outranks previous pet insurance I’ve had by a landslide.

I’ve had VPI/Nationwide for 17 years with our llaso mix. It was always a hassle processing claims.....and then they wound up not covering legit claims. I support ASPCA during the year...so why not go with their name on the insurance. Our first claim with our new rescue was so sudden and lasted a week. The bills added up quickly. Finally we got our Genny better and I waited awhile to fax the claim. Within a few weeks, the covered claim was direct deposited into my checking account. Very satisfied.

Insurer: ASPCA

By: Judith

Useful
Verified April 06, 2020

Best and most honest insurance out…

Best and most honest insurance out there by far! I didn't have 1, but 2 huge claims of approximately $4000.00 each. I paid just one $500.00 deductible and they paid 90% of both bills. If it wasn't for Prudent Pet who also worked with the Hospital and paid the first amount almost immediately, then supplied an approval on an estimated second bill, Ace, my 10 month old Carne Corso would not be with us today. Thank God for Prudent Pet, they get double 5 stars or a perfect 10!!!!

Insurer: Prudent Pet

By: Robert Cambria

April 06, 2020

Beware of "pre-existing" conditions!

Well, I haven't had the opportunity to embrace Embrace. They decided that, because my cat had had a tooth pulled many years ago, under a different pet insurance, that his dental is a pre-existing condition and they will not cover anything related to dental. IF I have his teeth cleaned (at my expense) the exclusion is removed, and then they will cover a broken tooth. However, they will not cover the broken tooth extraction during the teeth cleaning, so I would have to put my cat under anesthesia a second time for extraction. VERY disappointing.

Insurer: Embrace

By: Pro

Useful
Verified April 06, 2020

ASPCA Pet Health Insurance customer…

ASPCA Pet Health Insurance customer service is always very helpful! And they make filing a claim for reimbursement a very simple and fast process.

Insurer: ASPCA

By: KB

April 06, 2020

Healthy paws has been so helpful and…

Healthy paws has been so helpful and always provide excellent service with questions and claims! I have had to turn in multiple claims for sickness and injuries and they have always provided excellent service and the claims process is very easy!

Insurer: Healthy Paws

By: Gena Krantz

April 06, 2020

pet insurance is definitely a good choice!

I decided to get pet insurance that covered both accidents, surgeries, and routine check-ups because my dog is in surgery as I write this to remove kidney stones. Of course, this kind of surgery is not cheap. Rocco is a 4-year-old Pekingese mix that may in the future need dental surgery (not known yet). He was one of a few dogs that came from China 2 years ago due to overcrowded shelters and we couldn't have made a better choice to adopt him. Basically, he is a lady's dog. It doesn't matter if it's a human or dog, if its female he's interested. I believe that's why he picked us because my daughter (his favorite human) is a pretty girl.

Insurer: Spot

By: carolyn okeefe

Verified April 06, 2020

TPLO Surgery

TPLO Surgery You were here when we needed you! Having an emergency surgery and really not worrying about getting reimbursed is beyond comforting. Thank you

Insurer: ASPCA

By: Lori Velasco

Verified April 06, 2020

It was easy to apply and I was happy…

It was easy to apply and I was happy with the programs they offer. I haven’t used them yet so the rest is tbd

Insurer: Spot

By: Carol Lewanda

April 06, 2020

I signed up for a 30 trail thinking…

I signed up for a 30 trail thinking since my dog is a puppy it wouldn’t be a bad idea to have it just in case. The way they made this insurance sound was excellent. After a few weeks my puppy got sick. I called many times and I was under the impression that I was going to be covered that I only needed to meet my deductible. False !! They reviewed the claim and basically said I wasn’t enrolled and basically I’m not covered . They would not work with me they didn’t give me options to even try to fix this issue because of the confusion. I’m very disappointed and I can’t believe they treated me like this. I wish I can call the corporate office and complain!

Insurer: Trupanion

By: Alejandra Caceres

April 06, 2020

So easy to use

So easy to use, very responsive and easy to file claims. We have 3 dogs insured with Healthy Paws and they are amazing.

Insurer: Healthy Paws

By: CF Sand1

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