154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,226 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,336 reviews

4.9
Healthy Paws

10,802 reviews

4.9
Fetch

27,500 reviews

4.9
Pets Best

14,169 reviews

4.9
Trupanion

63,015 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

November 20, 2010

dog insurance - male mini sch.

I do not know what I would do without my dog insurance as I am retired but on a very low income and Kaiser has had to have his both legs operated on as well as cancer over this past year and there would be no way I could fork out the amount of money it cost by myself so I feel it is well worth the amount you pay out each month and when your animal gets ill it sure helps to know that you have help in handling the money factor. Thanks Sandra Norman

Insurer: Trupanion

By: Sandra

Useful
November 20, 2010

dog insurance - male mini sch.

I do not know what I would do without my dog insurance as I am retired but on a very low income and Kaiser has had to have his both legs operated on as well as cancer over this past year and there would be no way I could fork out the amount of money it cost by myself so I feel it is well worth the amount you pay out each month and when your animal gets ill it sure helps to know that you have help in handling the money factor. Thanks Sandra Norman

Insurer: Trupanion Canada

By: Sandra

Useful
November 19, 2010

Trupanion is Awesome

We purchased our policy with Trupanion within the first year of owning our pet...a Maltipoo She was recently was diagnosed with a condition effecting both knees known as 'Luxating Patella'. We were shocked to learn that the surgery would run over $3,000. We called Trupanion and after a thorough review of our Veterinary Pet History, they pre-approved the claims. The surgery turned out to be $3,146 and Trupanion paid 90% of this cost!! We were very pleased with their professionalism and service. No bait and switch that you hear about with so many other companies. No debate. Their policy is well written and easy to understand. I highly recommend trupanion if you pet does not have any pre-existing conditions. For a new pet under 12 months..it's a no brainer...just do it!

Insurer: Trupanion

By: Jeff

Useful
November 19, 2010

Trupanion is Awesome

We purchased our policy with Trupanion within the first year of owning our pet...a Maltipoo She was recently was diagnosed with a condition effecting both knees known as 'Luxating Patella'. We were shocked to learn that the surgery would run over $3,000. We called Trupanion and after a thorough review of our Veterinary Pet History, they pre-approved the claims. The surgery turned out to be $3,146 and Trupanion paid 90% of this cost!! We were very pleased with their professionalism and service. No bait and switch that you hear about with so many other companies. No debate. Their policy is well written and easy to understand. I highly recommend trupanion if you pet does not have any pre-existing conditions. For a new pet under 12 months..it's a no brainer...just do it!

Insurer: Trupanion Canada

By: Jeff

Useful
November 19, 2010

Bad Customer Service

I bought this insurance years ago. I wanted to try out the idea of pet insurance since someone suggested it. They went with ASPCA so I decided to go with it too. I soon found out that their customer service was horrible. I called on the phone waiting to get a rep on the line and I'd wait a LONG time on the phone before someone would finally get to it. I believe it was more than 15 minutes and even longer on the second trial. This happened twice so I decided I'd better not go with this insurance company and decided to cancel it having it less than 1 month. They did not refund me my amount they took. They billed me for the whole month even though I had the insurance less than 1 month. I talked to them and they said this was the way it worked. Point being was I felt like this company was greedy and didn't think the about customers and their pets.

Insurer: ASPCA

By: Mimz

Useful
November 19, 2010

Very disappointed in Embrace

I have never used a pet insurance. My Vet recomended Embrace and another insurance company. We decided on Embrace and I am very disappointed in my claim results. My claim was for $958.11 and they only will emburse me $327.36.The reason that people get insurance is to help with the cost of vet bills in an emergency. I felt that my total bill should have been covered. I might start looking for a new company.

Insurer: Embrace

By: Christine

Useful
November 19, 2010

Not what I expected.

Clain took very long to process. Only covered $86 out of $444. Called some things pre-existing that truly were not. For $118 a month, I would say not the greatest return on my investment. Andrea

Insurer: Embrace

By: Andrea

Useful
November 18, 2010

Peace of mind with Embrace

We purchased a wonderful Boxer and rescued a sweet Pit Bull from our local shelter. The Pit has had no health issues but little Boxer girl has and with the exception of some preexisting issues (wish we had gotten insurance the day we brought her home) the Embrace insurance helped so very much. We did not get a policy with meds included which is a major cost and with a purebreed puppy that would have been a good idea for us during her first year.

Insurer: Embrace

By: Lois

Useful
November 18, 2010

Has been a pleasure

This is the 1st time that I have had pet insurance for 1 of our pets.. we have had alot of animals in the pass but never purchased insurance for them before. We had a Dobe that was our million dollar dog..and well worth every penny of it, but he had all kinds of health issues and no pet insurance. So we decided all pets would have pet insurance coverage from that point on. So far it has been a good experience with Embrace..

Insurer: Embrace

By: Robin

Useful
November 18, 2010

Great Customer Service, Rates & Policy

I just signed up for health insurance this past summer since my beloved cat is getting quite elderly. A month or so ago, he was attacked and had to be taken to the emergency vet. I forgot all about my ASPCA coverage since I was so worried about him. My husband reminded me and I filled out the simply and short claim form. I was notified via email when they received the form and when it was processed. My check was mailed very fast. I was so please with my experience that I am adding other pets to the policy. My only problem was that ASPCA excluded portions of the price of some of the services (and all of the price for the Feline AIDS test) based on local prices. This is normal for human insurance as well but it always irks me.

Insurer: ASPCA

By: Nikki

Useful

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