154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,072 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,306 reviews

4.9
Healthy Paws

10,740 reviews

4.9
Fetch

27,416 reviews

4.9
Trupanion

62,918 reviews

4.8
Nationwide

21,417 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

March 09, 2010

excellent - refreshingly pleasant experience

Having dealt with the so-called leader in pet insurance, we were thoroughly impressed with how easy it was to file our first claim with Embrace, how responsive they were and how quickly they processed everything. The amount paid was exactly what we expected - no hidden reductions or benefit caps.

Insurer: Embrace

By: Cheryl

Useful
March 09, 2010

Best thing we bought for our puppy!

I had never owned a pet before and had recently purchased a puppy. Several friends suggested purchasing pet insurance. One day I heard a radio ad for Trupanion and on impulse, checked out their website and signed up that day. We are so thankful we did, because our 9 month old puppy fractured a hip not long after we enrolled. Thanks to Trupanion, we knew that most of the enormous vet bills were covered...not only were they covered, but we received our refund check in the mail less than a week after the surgery! We are so grateful that our dog is now healthy and happy, and we are happy he had insurance!

Insurer: Trupanion

By: anon

Useful
March 09, 2010

Best thing we bought for our puppy!

I had never owned a pet before and had recently purchased a puppy. Several friends suggested purchasing pet insurance. One day I heard a radio ad for Trupanion and on impulse, checked out their website and signed up that day. We are so thankful we did, because our 9 month old puppy fractured a hip not long after we enrolled. Thanks to Trupanion, we knew that most of the enormous vet bills were covered...not only were they covered, but we received our refund check in the mail less than a week after the surgery! We are so grateful that our dog is now healthy and happy, and we are happy he had insurance!

Insurer: Trupanion Canada

By: anon

Useful
March 09, 2010

Embrace is above the rest!

When my last dog was a puppy, there wasn't wellness care or cancer coverage so I decided not to purchase insurance. Last year my dog passed away from Lymphoma cancer and decided to search for pet insurance that had extensive coverage options. When researching insurance policies and coverage, Embrace had a wealth of coverage including wellness and cancer coverage among other health issues and pre-existing conditions which other insurance companies tend not to cover so I decided to take a chance. All of the people at Embrace have been extremely helpful including answering all my questions. When my new puppy was spayed, I submitted my bills and was reimbursed promptly under my wellness policy. It was hassle-free and quick to receive payment. Wellness coverage is a plus and well worth it. I would recommend Embrace to any pet owner.

Insurer: Embrace

By: Donna

Useful
March 08, 2010

Real Animal Lovers & Professionals

I've only filed one claim on my Boerboel, but that claim was handled expeditiously and to my satisfaction (not an easy feat since I am one of *those* dog moms who wants to know/understand everything)

Insurer: Embrace

By: Deborah

Useful
March 08, 2010

They delivered what they promised!

Other insurance companies would not cover illnesses that are known to occur frequently in a breed, but Trupanion did not have these restrictions and even better, they delivered what they promised.

Insurer: Trupanion

By: Kelly

Useful
March 08, 2010

They delivered what they promised!

Other insurance companies would not cover illnesses that are known to occur frequently in a breed, but Trupanion did not have these restrictions and even better, they delivered what they promised.

Insurer: Trupanion Canada

By: Kelly

Useful
March 08, 2010

very pleased with Embrace

I adopted a 7-year old golden/collie mix, Angelo, two months ago. Because we had spent a lot last May when our late dog was critically ill with meningitis, I decided to buy pet insurance when we got Angelo. Angelo had been with us only a short time when we noticed that his third eyelid was showing. Our vet recommended an MRI. Embrace covered a substantial amount of the cost and reimbursed us quickly. I would definitely recommend Embrace to other pet owners.

Insurer: Embrace

By: Judy

Useful
March 07, 2010

All I can say is WOW!

As the owner of 3 golden retrievers and previous owner of 4 previous dogs. I think Embrace is awesome! (I hate that word but there is no other word to describe the attentive service I receive from the staff)! I have previously used VPI and can't believe the difference. I even received a personal note from Laura Bennett, Chief Embracer and Co-Founder to be sure that everything was going smoothly for me. I am really impressed. My first claim was processed quickly and easily and I received a check in about a week. I received emails to keep me informed during the whole process. The claims are based on a percentage of actual fees not some random figure pulled out of the air. I am definitely a fan.

Insurer: Embrace

By: Marilyn

Useful
March 06, 2010

Excellent service - no hassle claim!

We had just been insured one month when our Yorkie jumped out of my husband's arm and landed on her head. She was out cold - very scary - we rushed her to emergency. The bill was over $1500. I was wondering how using this new insurance would go. They are AMAZING!! As soon as they received the paper work they notified us via email that they were processing the claim - within days of receiving the paper work, we were notified the claim had been processed and we would receive a check for the 90% coverage. NO hassles. Excellent service!!

Insurer: Trupanion Canada

By: Nettie

Useful

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