154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,072 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,306 reviews

4.9
Healthy Paws

10,740 reviews

4.9
Fetch

27,416 reviews

4.9
Trupanion

62,918 reviews

4.8
Nationwide

21,417 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

April 12, 2010

First time with Embrace

I have had VPI insurance in the past. After review of Embrace and VPA I am so happy that I choose Embrace for my 10 week old 2 lb. Chihuahua/Pomeranian. I have never had such quick response when submitting the first vet visits for Zoey.

Insurer: Embrace

By: Timothy

Useful
April 11, 2010

A bloodhound saved...

We had a tragic accident with our bloodhound Huebert recently and vet bills piled up quickly. If it weren't for the ASPCA policy we had, we may have had to put Huebert down. We luckily had been with ASPCA for over a year when the incident occurred. After submittal of the paperwork, we were paid within 30 days as our policy states and were able to collect the maximum amount possible with the policy. All of my correspondence with them was pleasant, especially with the stress and worry we had been through. They took initiative in caring for our dog and this went a long way. If you are considering insurance, I strongly recommend sacrificing a little somewhere else to pay for it. With this incident, it has paid for itself.

Insurer: ASPCA

By: Patrick

Useful
April 11, 2010

Newly insured

I have never had pet insurance before and so far I am impressed. I asked my Vet what she thought about Pet insurance and she said in the 10 years she has been in business she has seen only two cases that paid. She has brochures in her office from another company. This may change her opinion. Keep up the good work Jill

Insurer: Embrace

By: Jill

Useful
April 11, 2010

Finally! Insurance for alternative care!

Embrace has been extremely responsive in not only helping me choose the right type of insurance for my pup, but in paying claims quickly. Whenever there has been a question as to coverage, a simple phone call - to a real person - immediately gets me results. I am so thrilled to finally be able to have pet insurance that covers alternative care. I use homeopathy and chiropractic, to name a few modalities, and Embrace covers it! I am also pleased that we are covered for all types of emergencies, and the cost is exceptionally reasonable. I have recommended this insurance to anyone who is looking!

Insurer: Embrace

By: Elaine

Useful
April 10, 2010

Just say NO

I am a veterinarian, and have a client whose dog was diagnosed with a malignant tumor on April 28, and whose policy renewed on May 1. ASPCA insurance covered the cost of the biopsy, but not a penny of the $20,000 the client spent in the following year. I was appalled that the ASPCA would put their name on such a deceptive policy. Each year when the plan renews, it is written as a new policy, and anything the pet is being treated for is then considered a preexisting condition. I find this tactic egregious and unethical.

Insurer: ASPCA

By: Chris

Useful
April 09, 2010

recommend very highly

We have only had our new puppy for a few months and when we first got her my son-in-law told me about Embrace Insurance.We looked into other insurance companies and decided to go with Embrace. I didn't know that a puppuy had to have so many shots to keep it healty and I didn't realize how expensive they would be. Thanks to Embrace and the kind service we have received it has made everything so much better.The service and information that we receive from Embrace has realy made us feel good about this company.I would like tosay to you that this is a company worth having on your side

Insurer: Embrace

By: Gerard

Useful
April 09, 2010

Guinness

I`ve had Petshealth for three years,not wanting to be caught in the situation of not being able to afford the high cost of emergency procedures, if they were to arise. The policy saved me on visits to my vet. and settled all the medical bills in a timely manner.

Insurer: ASPCA

By: Charles

Useful
April 09, 2010

So far so great!

I recently switched to Embrace from VPI because I was discontent with the low reimbursement levels at VPI. I love in CT and our veterinary services cost more than the "national average" that VPI considers. Embrace's reimbursement process is so straight forward. I send my first claim in yesterday and I heard back in 1 day that my check is being sent. They even offer direct deposit.

Insurer: Embrace

By: KD

Useful
April 08, 2010

Happily Ever After

My Bull Mastiff is one of the largest blessings in my life. She developed a tumor on her leg that needed removal in a short span of time. I was very thankful to have Hartville Pet Insurance, because this was a situation that I hadn't budgeted for. Hartville Ins. was very prompt and paid for a big portion of the surgical expense. I highly recommend this Pet Ins. product and am thankful for their expertise and speed in handling my dogs claim.

Insurer: ASPCA

By: Patty

Useful
April 08, 2010

Don't leave home without it.

This is my first time getting pet insurance and so far I am happy with ASPCA. I have no other company to compare it to. I can however compare it to paying full price at the vet! Get pet insurance!!

Insurer: ASPCA

By: LOVETTA

Useful

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