154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,072 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,306 reviews

4.9
Healthy Paws

10,740 reviews

4.9
Fetch

27,416 reviews

4.9
Trupanion

62,918 reviews

4.8
Nationwide

21,417 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

July 01, 2010

Thank You for Helping Us, Help Our Pet

When Izzy (a fluffy orange haired kitty) threw up all day and wouldn't eat, we knew it was time to take her in to the emergency vet. She couldn't get sick on a weekday, when her regular vet was available, that would just be too easy. After a physical exam and x rays, Izzy's naughty behavior became apparent--she had eaten a hairband, the things that had been expertly hidden from her, and which she must have found a place to expertly hide them from us. While surgery was averted, the night's stay in the hospital was extremely expensive, although well worth it. Once our claim made it into Trupanion, we knew within just a couple days that a check was on its way. You covered all but a few of Izzy's needed treatments and once our deductable was applied, we got over half of what we spent back. THis is why we have pet insurance--we knew at least one of our animals would have trouble along the way. It was easy to work with you and we recieved the money before the credit card bill was due. THANK YOU!!

Insurer: Trupanion

By: Laura

Useful
July 01, 2010

Thank You for Helping Us, Help Our Pet

When Izzy (a fluffy orange haired kitty) threw up all day and wouldn't eat, we knew it was time to take her in to the emergency vet. She couldn't get sick on a weekday, when her regular vet was available, that would just be too easy. After a physical exam and x rays, Izzy's naughty behavior became apparent--she had eaten a hairband, the things that had been expertly hidden from her, and which she must have found a place to expertly hide them from us. While surgery was averted, the night's stay in the hospital was extremely expensive, although well worth it. Once our claim made it into Trupanion, we knew within just a couple days that a check was on its way. You covered all but a few of Izzy's needed treatments and once our deductable was applied, we got over half of what we spent back. THis is why we have pet insurance--we knew at least one of our animals would have trouble along the way. It was easy to work with you and we recieved the money before the credit card bill was due. THANK YOU!!

Insurer: Trupanion Canada

By: Laura

Useful
June 30, 2010

Good Claim Response So far!

We've been with Trupanion for a little over a year with both our Yellow Lab (1 yr old) and Kitten (1 yr old). Our vet recommended them when we were getting their first checkups. We did some research and read the good reviews and decided to give it a go. We're glad we did. Our Lab had kennel cough (much to our efforts to prevent it) and the ER tests on a holiday was covered. Our Kitten recently swallowed an object and we were not prepared for the $3k+ ER visit and surgery for that, we lucked out and the surgery was not needed but the tests, etc cost several hundred. After submitting the claim request we quickly received a response that it was being reviewed then followed up communication on its progress. We promptly received our reimbursement check (minus of course our deductible and coinsurance). It's come in handy already and we're only a year in. Only bummer is sometimes large claim files get lost in FAX neverland - although they cleared that up quickly after we resubmitted which was great.

Insurer: Trupanion

By: Matt

Useful
June 30, 2010

Good Claim Response So far!

We've been with Trupanion for a little over a year with both our Yellow Lab (1 yr old) and Kitten (1 yr old). Our vet recommended them when we were getting their first checkups. We did some research and read the good reviews and decided to give it a go. We're glad we did. Our Lab had kennel cough (much to our efforts to prevent it) and the ER tests on a holiday was covered. Our Kitten recently swallowed an object and we were not prepared for the $3k+ ER visit and surgery for that, we lucked out and the surgery was not needed but the tests, etc cost several hundred. After submitting the claim request we quickly received a response that it was being reviewed then followed up communication on its progress. We promptly received our reimbursement check (minus of course our deductible and coinsurance). It's come in handy already and we're only a year in. Only bummer is sometimes large claim files get lost in FAX neverland - although they cleared that up quickly after we resubmitted which was great.

Insurer: Trupanion Canada

By: Matt

Useful
June 30, 2010

I'm a believer

When I first started looking into pet insurance I was very leery of the whole concept. I calculated the cost of raising a dog over an average life span and thought that perhaps the benefits of pet insurance might not outweightinsurance cost per lifetime of my pet. I am definitely one of those people that tend to think nothing would or could possibly happen to my pet, I'm responsible, he's a house dog, etc. After speaking with several old hadn pet owners (friends, my parents, friends of friends)I decided to bite the bullet. In less than a year it proved to be very helpful. My little 15 lb Ace got a cat tail stuck waaaay down his ear canal while bounding through a field with weeds twice as tall as he is. The removal cost me about $325, after submitting my claim, Trupanion reimbursed me 90% in 2 days!!! I was expecting a week. I am very pleased with the concept that they will reimburse for illness and injury and not for the cost of services you would normally incur. After all, if you didn't have it, it would cost you the same. Lastly, i want to mention that their customer service and responce time is really admirable. Typically, the online chat is friendly, quick and polite. All of my emailed inquiries were answered in a day.

Insurer: Trupanion

By: Janelle

Useful
June 30, 2010

I'm a believer

When I first started looking into pet insurance I was very leery of the whole concept. I calculated the cost of raising a dog over an average life span and thought that perhaps the benefits of pet insurance might not outweightinsurance cost per lifetime of my pet. I am definitely one of those people that tend to think nothing would or could possibly happen to my pet, I'm responsible, he's a house dog, etc. After speaking with several old hadn pet owners (friends, my parents, friends of friends)I decided to bite the bullet. In less than a year it proved to be very helpful. My little 15 lb Ace got a cat tail stuck waaaay down his ear canal while bounding through a field with weeds twice as tall as he is. The removal cost me about $325, after submitting my claim, Trupanion reimbursed me 90% in 2 days!!! I was expecting a week. I am very pleased with the concept that they will reimburse for illness and injury and not for the cost of services you would normally incur. After all, if you didn't have it, it would cost you the same. Lastly, i want to mention that their customer service and responce time is really admirable. Typically, the online chat is friendly, quick and polite. All of my emailed inquiries were answered in a day.

Insurer: Trupanion Canada

By: Janelle

Useful
June 30, 2010

Pets Best

I am very pleased with the processing of Cleo's wellness claims and look forward to keeping this insurnce for many years to come.

Insurer: Pets Best

By: Lynelle

Useful
June 30, 2010

ASPCA provides good service

I've had ASPCA pet insurance for several years. I've used it for two claims and in both situations they provided timely claims processing and payment. When I've called them, they are very nice on the phone and helpful. I think it's reassuring to have this coverage in the event that one of my cats has a serious condition that I might not otherwise be able to have treated. I wish they covered more preventative service (i.e., dental cleaning), but that's my only complaint.

Insurer: ASPCA

By: Sara

Useful
June 29, 2010

quick and easy

wellness claim paid and direct deposited in days

Insurer: Embrace

By: Jim

Useful
June 29, 2010

Quick, Easy Review & Approval

Embrace is the first pet insurance I've used ... although I've had dogs for many years. They're proving to be fast, polite and accurate. Thus far, I've only had one claim, that they quickly approved against my deductible. It seems they're straightforward and professional. Alan

Insurer: Embrace

By: Alan

Useful

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