154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,837 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,322 reviews

4.9
Healthy Paws

10,778 reviews

4.9
Fetch

27,466 reviews

4.9
Pets Best

14,154 reviews

4.9
Trupanion

62,999 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

January 17, 2011

Friendly customer service

In my case , I do not feel this insurance if worth it. By the time I met my deductable, the year is up and I now have another deductable. I have never collected a dime on the policy for illness. They are very prompt and nice people to deal with.

Insurer: Embrace

By: Linda

Useful
January 16, 2011

Prompt, personable and professional!!

I am *extremely* happy with Embrace Pet Insurance. I am a recently-new customer; I have 2 rescued cats with special-needs but who are both healthy now thank goodness. One/female cat was born blind; one/male cat has PTSD from being terrorized on the streets from where he was finally rescued; both were 'feral' and both are the dearest pets one could ever know. I'd been dealing with customer-care meltdown at our local St. Louis Park, MN branch of Banfield Pet Hospital; massive turnover in staff and a new office manager nothing like the previous one I'd had such wonderful help from over the years. I was in the midst of changing to a new/local vet clinic, City Cat Clinic, which is great. That's when I heard about Embrace from a relative who'd just gotten it & was very pleased. I signed up my kitties & the service from Embrace has been just GREAT: so caring and personable, very prompt with my 1st refund check, and very helpful with advice and troubleshooting re: my timelines. I have used Embrace for my 1st/new vet appointment: annual checkup for my blind kitty girl, and all went smooth as silk - really a treat.I highly recommend Embrace and its tremendous "Embracer" online customer-service/claim staff to customers everywhere.

Insurer: Embrace

By: Alice

Useful
January 16, 2011

Quick turnaround for reimbursement

Embrace is very quick to let you know they received the claim and they process it quickly, too. This has been my experience with the Wellness Plan they offer and also the Accident Plan.

Insurer: Embrace

By: Gail

Useful
January 15, 2011

Quick service of claim

Chiquita became very ill from eating coins. She needed a blood transfusion before her operation. The people at Pets Best were so kind when I called and their handling of the claim was very prompt. I recommend them to anyone looking for pet insurance.

Insurer: Pets Best

By: Eva

Useful
January 15, 2011

It is important to have health insurance for your

After spending thousands of dollars trying to save one of my cats from an accident, I decided to get pet insurance for my other cat, Tita. Later on, we adopted a dog from the Humane Society, Lucy. My vet recomended ASPCA Pet Insurance. So far, I made a few claims to ASPCA. It is very easy to file a claim (fax, mail, etc.)and my money has been reinbursed very quickly. Once you file a claim the company sends you emails to update the status of your claim. I am glad I decided to que pet insurance.

Insurer: ASPCA

By: Isabela

Useful
January 14, 2011

Very satisfied!

Fast response to our claim for charges - explanation of reimbursement amount, etc. is very thorough and clear.

Insurer: Embrace

By: Scott

Useful
January 13, 2011

Great Insurance Company

My English Bulldog 'Tank' was sixteen weeks old when he was hospitalized, with a non-cardiac pulmonary edema and respiratory pneumonia. When he was omitted to the hospital he was struggling to breath and the doctors gave him hours to live. He spent the next 7 days (3 days on a ventilator)fighting for his life. Tank left the hospital with no long-term affects and a $9,000 plus hospital bill. Trupanion was amazing, they handled Tank's claim swiftly and without objection. I would highly recommend Trupanion to anyone considering health insurance for their pet. They provide the most comprehensive coverage with the least nummer of restrictions.

Insurer: Trupanion

By: Dan

Useful
January 13, 2011

Great Insurance Company

My English Bulldog 'Tank' was sixteen weeks old when he was hospitalized, with a non-cardiac pulmonary edema and respiratory pneumonia. When he was omitted to the hospital he was struggling to breath and the doctors gave him hours to live. He spent the next 7 days (3 days on a ventilator)fighting for his life. Tank left the hospital with no long-term affects and a $9,000 plus hospital bill. Trupanion was amazing, they handled Tank's claim swiftly and without objection. I would highly recommend Trupanion to anyone considering health insurance for their pet. They provide the most comprehensive coverage with the least nummer of restrictions.

Insurer: Trupanion Canada

By: Dan

Useful
January 13, 2011

Great Insurance, Fast Reimbursement!

We are new dog owners and wanted to make sure that our puppy was covered with the best insurance, at the best price. Embrace met our requirments, and I can say it's level of service has far exceeded our expectations. We have now made 2 claims for wellness visits, and I am more than impressed with the speed and efficiency of the reimbursement process. Our first claim of $85 was returned to us in 12 days (including mail time) on a paper check. I called Embrace and got set up for direct deposit for the future. Our next claim was for $285 for our puppy to be spayed, and microchipped. The procedure was on the 4th of January. I emailed in the claim on the 5th, and was notified on the 6th that it had been received, and being processed. On the 10th I got notice that it had been approved for payment. And today (the 13th) it had posted on my bank statement as an electronic deposit! I have no complaints on the service, or the turn around time on claims. Every time I have called the people answering the phones have been pleasant, and very helpful. This is the way customer service should be. Keep it up Embrace! I would only ask that Schnoodles be added to the 'breed' section of the pulldown menu. :)

Insurer: Embrace

By: Collin

Useful
January 13, 2011

The Last Thing You Want to Think About

When your dog gets hit by a car, the last thing you want to think about is how you're going to afford treatment. Luckily, I didn't have to spend time worrying about this when it happened to my dog, Jackson. If you think your dog won't get into an accident like that, get the insurance anyway. Just in case. Collars break, leashes come off, pets sneak out the front door. The claims process has been very easy. My claims from the emergency treatment and subsequent vet visits have all been processed in just a little over a week. Overall, great experience. Better than my own insurance company.

Insurer: Embrace

By: Kelly

Useful

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